Senior Risk Investigator, Mercury

AML

$108.3-150.4k

+ Stock options. Salary varies depending on location. For Canada based applicants, the salary is CAD $113,700 - $142,100

Senior and Expert level

New York

San Francisco Bay Area

Remote from Canada, US

Banking services for startups

Be an early applicant

Banking services for startups

501-1000 employees

FintechB2BBankingFinancial Services

Be an early applicant

$108.3-150.4k

+ Stock options. Salary varies depending on location. For Canada based applicants, the salary is CAD $113,700 - $142,100

Senior and Expert level

New York

San Francisco Bay Area

Remote from Canada, US

501-1000 employees

FintechB2BBankingFinancial Services

Company mission

To make scaling tech companies simpler with a personalized banking stack for startups, and power the next generation of companies that will shape the American industry.

Job

Company

Role

Who you are

Have experience in identifying money laundering, detecting fraud, or other financial crimes related behavior in banking, fintech, or other financial services through vendor AND in-house developed transaction monitoring rules
Be fluent in the language of bank transactions, including ACH, check, debit card, credit card, and wire transfers, both domestic and international
Understand the business banking landscape and have familiarity with international activity and ownership
Exercise empathy and understanding when communicating with users
Communicate complicated concepts with efficiency and clarity, both in speech and writing
Manage relationships with external parties with confidence and kindness
Work with efficiency and focus
Understand how to keep an organized and clean inbox
Love problem solving and making teams, product, and processes more efficient
Derive joy from customer joy
Enjoy thinking about how to automate as much of your job as possible
Be curious about the US banking system, startups, and ecommerce companies

What the job involves

This team is growing and we’re looking to hire an additional AML Risk Investigator to help us with Transaction Monitoring, Financial Crime Investigations, Case Management and drafting Unusual Activity Reports
As a member of our Investigations team, you’ll help handle our transaction monitoring queues while balancing an eagle eye for risk with excellent user experience. To begin with, you’ll work to help make sure we have smart, risk-based monitoring in place and help build out our case management technology and processes
You’ll need to learn how a really wide range of businesses work and bring your knowledge to bear on our processes and product. Some of this work is repetitive and requires close attention to detail, so we need someone who loves working fraud and anti-money laundering transaction queues and managing a variety of complex investigations
Provide input as we implement new transaction monitoring rules and tune existing ones
Review AML, and other financial crime alerts in our transaction monitoring queue and take action as needed
Contact our users for information on their account usage and transactions
Work with our partners and internal team members to review and assess information received from users
Decision user accounts as needed, including locking or closing accounts
Develop an understanding of expected activity for each type of user we work with
Document investigative findings and escalate unusual or potentially suspicious activity to our Partners for SAR consideration
Develop an unfailing eye for potential fraud or money laundering
Conduct enhanced due diligence (EDD) reviews on some of our highest risk users
Investigate tools that would make your job easier
Write clear documentation on current processes and help train future teammates

Our take

Frustrated by the archaic, fee-laden banking services offered to entrepreneurs, the founders of Mercury set out to create a better solution. They envisioned a platform that was dynamic, tech-driven, and free from unnecessary fees.

Mercury delivers on this vision by automating business payment processes, offering FDIC-insured accounts, and providing full API access, empowering entrepreneurs with greater control and efficiency. This approach stands in stark contrast to traditional startup banking, which often burdens young businesses with high fees and limited functionality.

By prioritizing user experience and offering a free service tier, Mercury has attracted over 100,000 businesses and achieved a $1B valuation in 2021. As a rising unicorn in the stagnant world of startup banking, mercury is poised for continued growth, constantly adding new features and expanding its team to further disrupt the industry.

Kirsty

Company Specialist at Welcome to the Jungle

Insights

Top investors

50% employee growth in 12 months

Glassdoor (4.5)

Trustpilot (4.2)

Company

Funding (last 2 of 5 rounds)

Mar 2025

$300m

SERIES C

Jul 2021

$120m

SERIES B

Total funding: $450.9m

Company benefits

Health, dental, & vision
12+ weeks of paid parental leave
$600 USD custom WFH equipment setup
Unlimited vacation policy (with a mandatory minimum)
Retirement matching up to 4% of base salary (401k/RRSP)
Paid 6-week sabbatical after the 5-year mark
Annual $1K USD learning & development budget
Unlimited book budget
Weekly $100 USD food budget
Monthly $100 USD wellness budget
Monthly $50 USD cellphone reimbursement
Pet-friendly offices with free tea & lunch

Company HQ

SoMa, San Francisco, CA

Leadership

Jason Zhang

(COO)

Studied Biology at Stanford before spending over 4 years at Heyzap in Business Development.

Immad Akhund

(CEO)

Graduated from the University of Cambridge, then worked as a Software Developer at Aquila and Bloomberg. Also founded Clickpass and Heyzap, and was a Part-time Partner at Y Combinator.

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