Senior Backend Software Engineer, Affirm
Open Loop Buy Now Pay Later
CA$150-200k
+ ESPP
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
CA$150-200k
+ ESPP
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 5+ years of experience in software development or engineering, with a deep understanding of system design and architecture
- Motivated leader, inspiring team growth and fostering a culture of continuous learning
- Excellent communicator, adept at sharing complex ideas with diverse audiences
- Proficiency in modern programming languages such as Python, Kotlin, or similar
- Experience with cloud platforms (AWS, Azure, Google Cloud) and containerization (Docker, Kubernetes)
- Knowledge of database systems (SQL, NoSQL), web frameworks, and RESTful API development
- Strong understanding of software development methodologies (Agile, Scrum, DevOps)
- Excellent problem-solving and analytical skills
What the job involves
- The OpenLoop BNPL team is responsible for the abstraction between the card networks and Affirm. With a focus on supporting the expanding catalog of Affirm’s open loop products (Affirm Card, One-time-use Virtual cards, Digital Wallets, and more to come!) that enable users to get transparent, honest financing for their purchases anywhere with the Affirm
- Lead the design, development, and deployment of software systems and applications
- Collaborate with cross-functional teams to define software requirements and architecture
- Write clean, maintainable, and efficient code in programming languages such as Python, Kotlin, or others as required
- Optimize and refactor existing code to enhance performance and scalability
- Provide mentorship and guidance to junior and mid-level engineers
- Review code, provide feedback, and ensure adherence to best coding practices
- Lead technical discussions, design reviews, and solution brainstorming sessions
- Analyze and troubleshoot complex technical issues
- Develop innovative solutions to meet business needs, focusing on robustness, security, and performance
- Design and implement large-scale, high-availability, and scalable systems
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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