Principal Engineer, Lloyds
Advanced AI Engineering
£84.6-154.3k
Salary dependent on location + An annual performance-related bonus + Share schemes including free shares
2-5 days a week in office
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
£84.6-154.3k
Salary dependent on location + An annual performance-related bonus + Share schemes including free shares
2-5 days a week in office
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- Proven experience as an engineering lead, delivering production‑grade solutions in complex environments, with accountability for outcomes
- Proficient in at least two programming languages with experience of applying them effectively to solve complex problems
- Strong applied AI/ML and GenAI experience, applying established patterns (RAG, tool use, guardrails, evaluation, agents) to real-world problems, with the ability to evaluate tools, approaches and trade-offs
- Experience building and operating AI solutions in a regulated environment, including managing reliability, security, safety and explainability risks
- Strong critical thinking and judgement: able to translate ambiguous problem spaces into clear technical direction, MVPs and scale‑out solutions, making sound trade‑offs in partnership with delivery teams
- Ability to influence and mentor engineers through technical leadership, coaching and constructive feedback, and to engage senior stakeholders on technical direction and decisions
Desirable
- Experience delivering technology solutions in regulated industries (financial services preferred)
- Experience of research, either in industry or as part of an advanced degree or equivalent experience
- Experience developing technology solutions for customer-facing platforms at scale (digital apps, contact centre/voice, colleague tooling)
- Experience setting or evolving engineering standards, reference architectures or reusable patterns in large organisations
- Experience of partnering with Enterprise Architecture functions
What the job involves
- The new Advanced AI Engineering team is seeking Principal Engineers to join
- The purpose of the team is to evaluate emerging AI technology and methods, build MVPs, and hand over proven solutions for engineering at scale
- A key priority of the team is enabling the Group to create industry‑leading AI-powered products and services that drive customer engagement and service excellence!
- Join the Data & AI Unit within the Chief Technology Office (CTO), where the Group’s Data and AI technology strategy is created and supervised
- Act as the Group’s primary lead for Data and AI development
- Promote, cultivate, and support new products, capabilities, and approaches inspired by applied research and product discovery!
- These technical leadership roles sit at the forefront of Agentic AI, combining complex engineering leadership with your curiosity, problem-solving, and GenAI expertise
- Partner with business platform teams to identify to priority problems and adoption bottlenecks, with a particular focus on market-leading, customer-facing agentic AI solutions that can operate in a regulated FSI environment
- Identify and evaluate high-potential emerging AI methods and technologies using applied research and prototyping
- Lead the engineering of operational MVPs for critical AI business challenges, using your own hands-on expertise as well coaching/guiding others
- Act as a domain expert in GenAI and Agentic AI technology and trusted advisor to engineering teams and business and technology leaders
- Demonstrate and communicate the art of the possible and have a contribute to the development of business and technology strategy
Application process
- End Date: Thursday 04 June 2026
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy, but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
On top of this, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on "FinTech Action Labs" to bring its industry expertise to early-stage FinTechs. The company continues to enhance its online and mobile services (it is the UK's biggest mobile bank), as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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