Compliance Associate, Capi
3+ days a week in office
Reliable global payments for importers in emerging markets
Posted today
Reliable global payments for importers in emerging markets
21-100 employees
Posted today
3+ days a week in office
21-100 employees
Company mission
To grow GDP in emerging markets by making the global financial system fairer and more accessible.
Role
Who you are
- 2-5 years in compliance, AML, or a related role (fintech, payments, or banking background a plus)
- Hands-on experience with KYB, transaction monitoring, or customer due diligence
- Exposure to African markets, even if indirect, is a real advantage
- Familiarity with UK FCA rules; Canadian regulatory experience (FINTRAC) is a bonus
- Skills
- Foundational understanding of UK AML/KYC obligations
- Sharp attention to detail — you catch things others miss
- Clear communicator, written and verbal; able to summarise compliance findings and rationale in plain language
- Comfortable using data and tools to make better decisions, not just gut feel
- A natural AI user — you default to finding smarter, faster ways to work
- Fluent in English and French
What the job involves
- You will be the fifth person on our compliance team, someone who rolls up their sleeves and gets things done
- Day to day, that means reviewing onboardings, running transaction monitoring, supporting partner diligence, and helping implement processes that reflect our policies
- We do not want compliance to be a wall
- We want it to be an engine
- You will help make that real by working closely with Legal, Finance, and Ops to embed compliance into how the business functions
- Conduct KYC/KYB reviews and prepare onboarding recommendations, escalating high-risk or ambiguous cases (including complex ownership structures, PEPs, and clients in high-risk jurisdictions) to senior team members and/or the MLRO
- Support Enhanced Due Diligence (EDD) case preparation under the guidance of senior colleagues
- Help keep KYB processes operationally efficient as well as compliant, working with the Product team to flag friction points without compromising our regulatory standards
- Contribute to scaling onboarding and refresh processes as Capi grows into new markets
- Review flagged transactions and clear sanctions screening alerts in a timely, thorough way, working to defined SLAs
- Handle follow-ups with customers and internal teams to gather information needed to clear cases
- Escalate unusual fact patterns or potential financial-crime typologies to senior team members
- Draft SAR/STR write-ups for senior review, and document case decisions clearly
- Assist with information gathering for new partner and payment corridor due diligence (for example, when we launch new banking or FX partnerships)
- Help respond to regulatory and partner document requests
- Support the team in implementing compliance processes as Capi launches into new markets
- Monitor regulatory developments across Capi’s jurisdictions in North America, Africa and Europe and translate them into practical, timely guidance for the business
- Advise on new product launches, market entries, and partnerships - giving clear, commercial, risk-proportionate guidance
- Enforce Capi’s compliance policies and procedures and propose changes to them if you spot any improvements that could be made
Our take
In emerging markets, goods importers pay as much as 10% to settle their invoices - and wait weeks for the payment to arrive. Capi is setting out to combat this, with its international payments platform built specifically for importers in countries with rapid market growth.
Through the platform, users can pay suppliers in EUR, UDS or GBP at competitive rates and with settlement in just 24 hours. This represents a significant improvement over the current situation, which makes Capi stand out almost by default.
With strong support from investors, with a 17.2 million euro Series A raise in 2025, Capi is well-positioned to continue broadening its impact. With 25,000 international payments and counting across 92 countries and its local presence in emerging markets on the rise, Capi strives towards a future where companies in the developing world have the same quality of payments as in the US and Europe.
Kirsty
Company Specialist at Welcome to the Jungle
Company
Funding (2 rounds)
Feb 2025
$20.2m
SERIES A
Mar 2023
$0.2m
SEED
Total funding: $20.3m
Company benefits
- 25 days of annual + bank holidays
- 4 weeks of fully remote work
- Hardware provided - MacBook, monitor etc
- Pension Scheme
- Private health and medical insurance
- Enhanced parental leave
- Regular company socials and offsite retreats
- Weekly team lunches paid by Capi
- WeWork Office - near Old Street (includes pass, free coffee/beer, amenities and kitchen facilities)
- International travel & office exchange schemes
Company values
- We go the extra mile for customers - Capi serves businesses in emerging markets: their needs, struggles, and insights drive everything we do. We go the extra mile to understand our customers’ problems, spending time in their warehouses, down at the port, at trade fairs, or drinking tea with them. As we scale, it will become harder to stay close to every entrepreneur we serve, but we will invest in the people and systems to do this.
- Always be curious - We thrive in complexity across cultures and contexts, from supplier hubs in Yiwu to bustling markets in Lomé. There is no “business as usual” and our assumptions won’t guide us - only our curiosity can. This curiosity isn’t just about others - it’s also about ourselves. We build from first principles, question our biases, and aren’t afraid to ask stupid questions. This is what fuels innovation, builds trust, and ensures we’re solving the right problems in the right ways.
- Extraordinary talent, no egos - Our mission is too important (and difficult) to hire anyone but the best performers. We seek people who are default owners and extraordinarily effective. We also believe that how we achieve our mission matters: we leave ego at the door, put team before self, and believe no task is beneath us.
- Build resilience from hard things - We recognise that we are addressing inherently hard problems and that set-backs occur regularly. When they do, we remain calm and solutions focused. When we make mistakes, we own them and learn from them openly. Our mission will take time to achieve and so we support one another to stay resilient, both mentally and physically, ready to face the next challenge together.
- Move fast and don’t break things - We act with urgency, ensuring our customers, partners, and regulators experience high-quality and timely service. When obstacles slow us down, we do what it takes to get back on pace, like getting on a plane or joining a whole-team sprint. We prioritise getting things done over perfection — but in a regulated industry that’s not always possible, so we constrain our speed with prudence and good judgment.
Company HQ
Paris office
Leadership
Mitch R.
(Co-Founder & CEO)Venture Partner at Pioneer Fund, former COO/CFO/GC at Taptap Send, and was Regional Director and Evaluation Lead at GiveDirectly.
Scott Liddle
(Co-Founder)Previously Head of Markets (CRO & CMO) at Taptap Send, Founder at SpareHand and Director of Policy at Rory for London.
People progressing
Previously with ReD Associates, and then Central Growth Lead at Taptap Send; promoted from Commercial Lead to Head of Growth at Capi.
Founding Engineer at Capi, promoted to Head of Product.
Diversity, Equity & Inclusion at Capi
Sophia Guy-White (Head of People & Communications )
- We currently have 70 team members from over 15 different nationalities. As you can imagine, that is a lot of languages spoken! We all love to travel and learn about each other's cultures. The team is currently 60% male and 40% female identifying, with a goal to be 50/50 in the next 12-18 months.
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