Mid-Senior Product Engineers, Cleo AI
Polyglots
+ Equity
More information about location
AI personal finance assistant
Job no longer available
AI personal finance assistant
501-1000 employees
Job no longer available
+ Equity
More information about location
501-1000 employees
Company mission
To change the world’s relationship with money.
Role
Who you are
- You care about building products that genuinely help people, and improving financial health is a mission that resonates with you
- You’re an engineer with solid fundamentals who has worked in any modern tech stack – the exact language isn’t important
- What matters is your ability to reason clearly, learn quickly, think in trade-offs, and write maintainable, thoughtful code
- You collaborate well with product, design, and data; you’re curious about users; and you enjoy shaping work beyond just the technical bits
- Whether you’re mid-level, senior, or leading teams already, you contribute positively to engineering culture, support others, and help raise the bar for those around you
- You align with our values and engineering principles – rooted in autonomy, accountability, pragmatism, and building things that genuinely improve people’s lives
What the job involves
- You’ll join a cross-functional product squad and work closely with engineers, designers, analysts, and product partners to build features that improve our users’ financial health
- You’ll shape the direction of upcoming work, break down problems with your team, and help drive projects from early discovery all the way to shipped impact
- Day-to-day, you’ll work across our backend and product systems – much of which runs in Ruby today – but you don’t need Ruby experience to thrive here
- We value engineers who think clearly, understand trade-offs, and can apply strong fundamentals to any language or framework
- You’ll build and evolve APIs, data models, and business logic; contribute to testing, observability, and experimentation; and help us continuously improve developer experience and product quality
- Along the way, you’ll mentor others at your level (mid, senior, or beyond), share knowledge generously, and contribute to a team culture where engineers grow quickly and have real influence
- Building a secured credit card
- Launching new budgeting and financial insight features
- Running subscription and pricing experiments
- Cleo is built as a Ruby on Rails monolith with a single React Native app frontend, utilising TypeScript. We also leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS
- Our CI/CD pipeline is fully automated, with production deployments happening on every merge via Heroku
- Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week
- While we take a pragmatic approach, we place a strong emphasis on quality. Our code is peer-reviewed, and we maintain automated testing using Minitest and CircleCI
Salary benchmarks
Our take
People are increasingly not satisfied with the products being offered by traditional banks, which have proven slow to react to the needs of younger consumers who expect more from their everyday experiences.
Cleo was one of the first companies to make great use of chatbots that sit within Facebook's messenger app. This chatbot-first approach and Gen Z user base have given it strong virality. It now has millions of registered users, 99% of which are based in the US, leading to a decision to take a year break from the UK market to focus on its US Gen Z customers. And after a successful year in the US its now eyeing up a return to the UK.
Its Series C funding will help the company to double down in the US, where it will make a significant increase in employee headcount, and enable Cleo to maintain and expand its service during an economic downturn.
Financial advice delivered via bots is a crowded space, so Cleo benefits from having a strong brand presence. It has gone for very bold, fun, Gen Z-focused messaging which helps it to stand out from competitors such as Emma, Plum, and Chip.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 6 rounds)
Jun 2022
$80m
SERIES C
Dec 2020
$44m
SERIES B
Total funding: $137.7m
Company benefits
- Meaningful equity with early exercise, plus top-ups on promotion
- Primary caregiver: 18 weeks at full pay / Secondary caregiver: 6 weeks full pay, 6 weeks half pay (dependant on tenure)
- Paid 1-month sabbatical every 4 years
- Comprehensive health, dental & vision insurance
- Learning & development training platform
- Mental health support via Spill
- Company-wide performance reviews every 4 months
- We’ll cover your OpenAI or Claude subscription
- Pension match up to 6%
- Life assurance
- 25 days annual leave + an extra day for every year you’re at Cleo (up to five accrued days)
Company values
- Make it Happen - Own the outcome. Lend a hand, take a hand. Fast execution.
- No bullsh*t - Intellectually honest. Go hard on problems, not people. Data-backed decision making.
- Learn at Speed - Jump in and figure it out. Dig deep, do it right. Learn what matters.
- Bring Good Vibes - Read the room, lift the room. Show up for others. Keep it real, keep it positive.
Company HQ
Finsbury, London, UK
Leadership
Barnaby Hussey-Yeo
(Founder & CEO)Previously a Data Scientist at Wonga, one of the companies that pioneered the smart use of data for loan decisions. Joined Entrepreneur First where Cleo was formed.
Diversity, Equity & Inclusion at Cleo AI
- We’ve set up an internal committee of truly passionate people that are dedicated to ensuring Diversity and Inclusion is embedded in how we all operate as a team. We agree on meaningful actions, and get on with implementing them. We have three main focuses right now, which are:
- 1) Improving SocioEconomic diversity across the company
- 2) Increasing the number of women in Leadership roles
- 3) More community outreach
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