Financial Crime Officer, Liberis
2-4 days a week in office
A new era in embedded finance
Be an early applicant
A new era in embedded finance
201-500 employees
Be an early applicant
2-4 days a week in office
201-500 employees
Company mission
Liberis are on a mission to supercharge the power of small businesses all over the world - delivering the financial products they need to grow.
Role
Who you are
- The role of Financial Crime Officer at Liberis is perfect for someone who sees compliance as a partner to innovation, bringing both structure and flexibility to financial crime prevention
- We’re looking for someone who is highly organised, diligent, and focused, with expertise in financial crime and regulatory risk
- You are curious, solution-driven, and ready to connect the dots between our goals and broader industry trends
- You have a broad understanding of SME lending, combined with a true passion for fintech innovation and driving industry change
- You're excited to build and shape the future, not just follow—a creative thinker eager to bring fresh ideas to life
- You have an agile mindset that thrives on juggling priorities in a fast-paced, growth-focused environment
- You have expertise in Financial Crime and Fraud, with the insight needed to tackle complex challenges head-on
- You have technical knowledge of financial crime regulations, keeping the business a step ahead in compliance and an understanding of AML requirements, including JMLSG, to ensure top-tier compliance
- You're familiar with the FCA framework and oversight, guiding business operations with confidence
- Holding a ICA or ACAMS qualification (or equivalent) is a plus, bringing additional credibility and expertise to the team
What the job involves
- Collaboration is key in this role; you'll work closely with teams across the business to ensure that policies are not only designed but effectively implemented and understood
- Provide insightful Financial Crime advice to drive secure business decisions and support innovative new product launches
- Oversee Financial Crime reporting and global regulatory submissions, ensuring timely and impactful insights for the business
- Identify opportunities to strengthen Liberis’ financial crime controls and champion initiatives that protect our business
- Take the lead on Suspicious Activity Reports, helping to keep our operations secure and compliant
- Collaborate on refining our Transaction Monitoring processes, supporting improvements that keep us a step ahead
- Ensure that our financial crime controls are robust, fit-for-purpose, and adaptable to evolving needs, implementing enhancements as needed
- Draft and implement financial crime policies and procedures that guide our business toward excellence
- Stay on top of emerging regulations and trends, ensuring our practices and policies meet the latest standards
- Support critical financial crime actions following audits and reviews, helping our team continuously improve
- Contribute to broader compliance initiatives, adding value to our team’s activities and central governance functions
Salary benchmarks
Our take
London-based Liberis offers small businesses a new way of securing loans. By taking an agreed % of customer credit and debit card takings, Liberis has created a brand new system of repayment, meaning small businesses no longer have to rely on traditional loans. Whilst small businesses are a cornerstone of the global economy, they are continuously turned away by traditional lenders, hence Liberis has been able to harness a crucial part of the global market whilst boosting small business.
Liberis isn't the only 'pay-as-you-earn'-style finance provider: it competes with similar schemes provided by the likes of Amazon and Paypal. Nonetheless, it has seen rapid growth, and has funded around $1B to over 23,000 SMEs across the UK, Europe, and the US. This can be accredited to the platform's use of machine learning to understand a customer's risk profile, and hence the maximum funding options available to them.
Liberis operates an impressive global partner network that consists of eCommerce platforms such as Klarna. It has raised significant funding that will enable it to grow its European presence with new and established partners, bringing flexible funding options to SMEs in new territories such as the Nordic region.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
33% female employees
60% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Dec 2021
$43.6m
LATE VC
Dec 2020
$63.2m
LATE VC
Total funding: $147.3m
Company benefits
- 25 days holiday a year, with 3 additional days taken over the Christmas & New Year periods. Option to buy and sell holiday days.
- Annual Bonus Scheme. % based on a combination of company performance and your individual performance.
- Clear and transparent Commission Scheme to motivate and reward our Sales teams.
- Life Assurance at 3x annual salary.
- Learning fund. If you’ve got skills you’d like to develop, we’ll give you £1,000 a year to go for it.
- Our partnership with mental health platform ‘Spill’ offers support for a huge range of needs, from work-life balance and personal growth to counselling.
- After 2 years of continuous service you can take a sabbatical for up to 3 months.
- Pension scheme. 5% employee (option to pay more) / 4% employer contributions.
- Primary carers. 20 weeks at full pay after 26 weeks of service.
- Secondary carers. 12 weeks at full pay after 26 weeks of service, with an option to split time off within the first 12 months of birth or adoption.
- Fertility support. 2 days for partner per cycle, 5 days for woman per cycle.
- Medical cash plan. Claim money back towards the cost of your essential everyday healthcare, such as dental, optical, physio and GP appointments.
Company values
- Empathy Always. Inclusion fuels Liberis' success. Respect, unity, and positive intent empower us to thrive together
- Prove It. Every choice counts, so we embrace diverse perspectives, challenge opinions, and constantly question our own convictions
- Communicate Directly. Open communication drives our fast-paced culture, empowering everyone to voice their convictions without ego or defensiveness
- Own Every Outcome. Liberis thrives on relentless pursuit, overcoming challenges, and inspiring accountability for impactful outcomes
- Act Like Time is Running Out. Move fast, win big. Speed matters when competing against the clock
- Merchants Matter Most. Putting merchants first is not just our priority, it's the key to unlocking their success
Company HQ
Shepherd's Bush, London, UK
Articles
Leadership
Rob Straathof
(CEO, not founder)Previously founded Taste 2. Experience as Director for Newable Business Finance Ltd, Non Executive Director for Folkefinans AS, Director for Everline Financial Services.
People progressing
Tracy joined Liberis in 2014 as a Sales Executive and has progressed to a Senior Manager leading our Global Customer Operations team. She now has team members across the UK, Sweden and the US.
Ollie joined the Product team at Liberis in September 2021, he has since been promoted twice and is now in the role of Chief of Staff, working alongside our CEO and Executive team.
Diversity, Equity & Inclusion at Liberis
- The DEIB committee are the grassroots group of advocates at Liberis. We champion cultural transformation within Liberis and the wider community. And celebrate the things that make us special!
- We have a holistic approach to D&I by considering how we can make the world a better place through all aspects of our value chain: celebrating and supporting our employees, providing the best experience for our customers, encouraging D&I best practices from our suppliers & engaging with the wider community.
- We have a hive of activity happening around the business to make sure we’re always pushing for more. Everyone is encouraged to get involved to help us to continue to build an excellent culture at Liberis.
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