Senior Software Engineer, Upstart

• 4+ years of experience building frontend and backend systems in production, ideally for consumer-facing applications
• Strong technical background in distributed systems and event-driven architecture (Kafka, SQS, Kinesis, or similar)
• Proficiency in object-oriented programming languages (e.g., Java, Kotlin, C#, Python, Ruby) and familiarity with relational databases, APIs, and caching
• Demonstrated ability to work autonomously and thrive in ambiguous, early-stage product environments
• Deep product sense with a strong focus on end-user experience and outcomes
• Familiarity with observability and reliability concepts (metrics, logs, traces, SLOs)
• Actively uses AI tools in engineering workflows, with strong opinions about the future of AI in software development
• Excellent written and verbal communication skills

Desirable

• We’re a small, senior engineering team building a new product within Upstart, focused on helping consumers access responsible and affordable credit
• We operate with a startup mindset—lean, fast, and deeply focused on impact
• With a greenfield codebase and a high degree of autonomy, we’re shaping both the product and the way modern engineering teams work in an AI-native environment
• Design and build the frontend systems that power a brand-new consumer credit experience
• Develop scalable, distributed services using event-driven architectures to ensure reliability, observability, and long-term maintainability
• Collaborate closely with design and product to translate intent into features that serve millions of consumers
• Drive technical decisions in a zero-to-one product environment, balancing speed with high-quality execution
• Apply AI-native workflows to accelerate development, testing, analysis, and documentation
• Help define engineering best practices and culture within a fast-moving and outcome-driven team