Senior Credit Risk Analyst, Mudflap
$130-160k
+ Equity
More information about location
Fuel discounts for truck drivers
Open for applications
Fuel discounts for truck drivers
101-200 employees
Open for applications
$130-160k
+ Equity
More information about location
101-200 employees
Company mission
Mudflap's mission is to change a $1 trillion industry for the better.
Role
Who you are
- Strong technical knowledge of SQL/Python/Excel
- 5+ years in Data/Business/Financial Analysis
- Experience in mobile payments or financial technology strongly preferred
- Exceptional problem-solving skills
- Solid understanding of lending procedures
- Excellent analytical skills, with the ability to create and process financial spreadsheets
- Ability to develop and foster strong cross-functional partnerships
- Action bias and willingness to work in a dynamic environment
- Demonstrated exceptional ownership of not only your work but also the business outcomes
What the job involves
- As a Senior Credit Risk Analyst at Mudflap, you will help develop the approval and credit limit policies for Mudflap’s fleet card product
- Successfully grow the Mudflap Fuel Card product while managing the profitability of the portfolio
- Ensure that the loss rates of the Mudflap Fuel Card align with risk appetite and profitability goals
- Determine KPIs to assess the success of the Mudflap Fuel Card
- Develop and implement policies and procedures that reduce credit and fraud risk for Mudflap
- Develop repayment and collection strategies to improve the recovery of delinquent accounts
- Partner with operations and product teams to implement credit and collections strategies
- Develop next generation credit risk financial models and best-in-class monitoring framework
- Shape the future of our credit card/credit program using various tools and methodologies: multi-product internal data, credit bureaus and alternative data sources
- Partner with the leadership and product teams to develop and launch new credit products as Mudflap expands its offerings
Our take
Owner-operators make up 9% of the truckers on the road, in other words 680,000 small businesses forming the backbone of the U.S’s crucial trucking industry. However, only big fleets get major fuel discounts because they have large gallon volumes, leaving these self-employed truckers to pay full price.
Mudflap is bringing those savings to owner-operators & small fleets. When drivers sign up for the app, they join tens of thousands of users which Mudflap then leverages to drive sales for truck stops which offer discounts on fuel in return. It’s a smart model which massively simplifies the process for earning discounts compared to the old route of a fuel card which requires a credit check.
Stop managers could be sceptical about working with mobile payments in return for a promise of increased demand. However, the company provides its entire network with a Mudflap tablet through which to handle all payment transactions within the network, making it easy for whoever is behind the counter.
Steph
Company Specialist at Welcome to the Jungle
Insights
52% employee growth in 12 months
Company
Company benefits
- A flexible, remote-first company
- A team of talented individuals on a mission to change a $1 trillion industry for the better
- A high bar for quality and commitment to self-improvement
- An open mind to new ideas and methodologies
- Opportunities and support for massive career growth
Company HQ
Palo Alto, CA
Leadership
Sharon Yapp
(Head of Product)Previously Director of Product Management at Trip.com, Zinio, Care.com, and Trucker Path.
Sanjay Desai
(CEO)Previously Chief Product Officer at Klout and Trucker Path. Was also CEO of SchoolTube.
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