Credit Risk Analyst, Mudflap

• Strong technical knowledge of SQL/Python/Excel
• 3+ years in Data/Business/Financial Analysis
• Experience in mobile payments or financial technology strongly preferred
• Exceptional problem-solving skills
• Solid understanding of lending procedures
• Excellent analytical skills, with the ability to create and process financial spreadsheets
• Ability to develop and foster strong cross-functional partnerships
• Action bias and willingness to work in a dynamic environment
• Demonstrated exceptional ownership of not only your work but also the business outcomes

• As a Credit Risk Analyst at Mudflap, you will help develop the approval and credit limit policies for Mudflap’s fleet card product
• Successfully grow the Mudflap Fuel Card product while managing the profitability of the portfolio
• Ensure that the loss rates of the Mudflap Fuel Card align with risk appetite and profitability goals
• Determine KPIs to assess the success of the Mudflap Fuel Card
• Develop and implement policies and procedures that reduce credit and fraud risk for Mudflap
• Develop repayment and collection strategies to improve the recovery of delinquent accounts
• Partner with operations and product teams to implement credit and collections strategies
• Develop next generation credit risk financial models and best-in-class monitoring framework
• Shape the future of our credit card/credit program using various tools and methodologies: multi-product internal data, credit bureaus and alternative data sources
• Partner with the leadership and product teams to develop and launch new credit products as Mudflap expands its offerings

• A flexible, remote-first company
• A team of talented individuals on a mission to change a $1 trillion industry for the better
• A high bar for quality and commitment to self-improvement
• An open mind to new ideas and methodologies
• Opportunities and support for massive career growth

Owner-operators make up 9% of the truckers on the road, in other words 680,000 small businesses forming the backbone of the U.S’s crucial trucking industry. However, only big fleets get major fuel discounts because they have large gallon volumes, leaving these self-employed truckers to pay full price.