Software Engineer, Affirm

£98-138k

Python
Junior and Mid level
Remote from UK
Affirm

POS installment loans

Job no longer available

Affirm

POS installment loans

1001+ employees

FintechB2CPersonal financePaymentsSaaS

Job no longer available

£98-138k

Python
Junior and Mid level
Remote from UK

1001+ employees

FintechB2CPersonal financePaymentsSaaS

Company mission

To deliver honest and transparent financial products that improve users' lives.

Role

Who you are

  • 2+ Years of experience as a software engineer
  • Drive to change consumer financial services for the better
  • Fluency in backend development with Python
  • Strong cross-team communication and collaboration skills

Desirable

  • Familiarity with payment processing principles and practices

What the job involves

  • As part of the Consumer Payments team at Affirm, you'll be working on Affirm's Payment Processing Network. These systems currently process billions of dollars in payments each year and are vital components in Affirm's platform
  • We are looking for highly motivated software engineers who are passionate about building high throughput, high availability systems that can grow alongside a high growth business
  • You will be working alongside multiple partner teams across Europe and the US to support feature development, international expansion as well as moving the dial on key financial metrics for the business
  • With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work
  • You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs
  • You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts
  • You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process

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Insights

Top investors

-11% employee growth in 12 months

Company

Company benefits

  • Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
  • Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
  • Supportive Communities: Get involved with our employee resource groups and community groups
  • Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
  • Generous Time Off: Take the time you need when life happens
  • Health Benefits: Get a plan that fits your needs
  • Mental Healthcare: Take care of your mind with great mental health programs
  • Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
  • Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
  • Learning & Development: Engage in exciting learning programs to level up your growth

Funding (last 2 of 5 rounds)

Sep 2020

$500m

SERIES G

Apr 2019

$300m

SERIES F

Total funding: $1.1bn

Our take

Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.

Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.

Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.

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Kirsty

Company Specialist at Welcome to the Jungle