Associate General Counsel, Splitero
$240-300k
OTE
+ Biannual bonus
Home equity investment solutions
Open for applications
Home equity investment solutions
101-200 employees
Open for applications
$240-300k
OTE
+ Biannual bonus
101-200 employees
Company mission
To help homeowners access their home equity without new debt or monthly payments.
Role
Who you are
- 7+ years of legal experience, with a preferred combination of law firm, regulatory agency, and/or in-house experience at a loan originator or comparable consumer finance company
- JD required, with active bar membership in good standing in a US state
- Strong familiarity with consumer finance and residential mortgage products, or closely related regulated financial products, and the regulatory frameworks that govern them
- Working knowledge of consumer protection requirements, including UDAAP and fair lending principles
- Experience advising on privacy and data security compliance (e.g., GLBA, CCPA) preferred
- Experience drafting and negotiating vendor, title, escrow, or other transaction-support agreements
- Experience managing litigation, consumer complaints, or disputes preferred
- Sound, business-oriented judgment with the ability to give clear, actionable advice under time pressure
- Excellent written and verbal communication skills, with the ability to explain legal risk in plain English to non-lawyers
- Desire to participate in fast-paced early-stage startup
- Adaptability: Embraces changing circumstances with resiliency, sense of humor, and positivity
- Team-Oriented: Prioritizes collaboration, inclusivity, and teammate support
What the job involves
- As Splitero's Associate General Counsel, you will be the primary legal owner of our home equity investment origination process, supporting marketing and application through closing, document recording, and servicing
- You will report to the General Counsel and partner closely with our origination, marketing, product, and operations teams to keep a fast-growing consumer finance business moving while staying on the right side of an evolving, complex state and federal regulatory landscape
- You are a pragmatic, business-minded attorney who can spot the issues that matter, give clear answers quickly, and build the legal infrastructure for a scaling originator
- This is a high-impact, high-visibility role for someone who wants to help homeowners access their equity and shape how Splitero does it
- There are no direct reports today, though the role may grow a team over time
- Serve as primary legal counsel for the end-to-end homeowner origination lifecycle, including marketing, application, underwriting support, closing, document recording, and servicing
- Advise on federal and state regulatory compliance affecting home equity investment and consumer finance products, and translate requirements into practical guidance for the business
- Own consumer finance compliance matters, including UDAAP, fair lending, and related consumer protection obligations
- Review and clear product, marketing, and advertising materials before they reach homeowners
- Draft, negotiate, and manage vendor, title, and escrow agreements that support the origination and closing process
- Advise on privacy and data security compliance, including GLBA and CCPA obligations tied to consumer financial information
- Manage litigation, consumer complaints, and disputes, coordinating outside counsel as needed
- Monitor legal and regulatory developments affecting home equity investments and residential real estate finance, and proactively adjust policies, forms, and processes
- Partner cross-functionally with origination, operations, marketing, and product teams to enable growth while managing legal and regulatory risk
Our take
Splitero launched in 2021 to offer homeowners better options to access home equity. The company provides owners a lump-sum cash with no monthly repayments; instead, Splitero shares in the home’s future value. And it offers an easy application process with no minimum credit score or income requirements.
As the cost of living rises alongside home values, many homeowners are finding themselves asset-rich but cash-poor, sitting on significant home equity without an easy way to access it. These changing economic conditions have created a strong opportunity for Splitero's model, offering homeowners a flexible alternative to traditional financing options.
Splitero has continued to build on its early momentum, with a recent home equity investment securitization showcasing growing confidence from institutional investors. As demand for flexible home equity solutions increases, the company is expanding its reach across the US while proving that its approach appeals to both homeowners and the financial markets.
Freddie
Company Specialist at Welcome to the Jungle
Insights
48% female employees
Company
Funding (last 2 of 3 rounds)
Oct 2024
$300m
GROWTH EQUITY VC
Jan 2023
$11.7m
SERIES A
Total funding: $317.5m
Company benefits
- 100% remote work with access to office space when it works for you
- Resources to support remote work, from monthly stipends to a solid tech stack
- Comprehensive medical, dental, and vision insurance with mental health support
- Life and AD&D insurance
- Flexible spending accounts for healthcare and dependent care
- Generous PTO and parental leave for when you need to take the time you need
Company HQ
University City, San Diego, CA
Leadership
Michael Gifford
(Co-Founder & CEO)Fintech and Proptech veteran with experience as Vice President & GM of Sundae, CEO & Owner of three HomeVestors of America franchises, Director of Strategic Accounts at LendingHome, and Partner & Vice President of Upward Trend.
David Zvaifler
(Co-Founder & COO)Founded Pacific Pines Real Estate and is the former COO of Apollo Realty Investments. Former Vice President of Acquisitions and Investments at Upward Trend.
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