Lawyer, Lloyds
Debt Products Legal, 12 Month FTC
+ An annual performance-related bonus + Share schemes including free shares
2 days a week in office
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
+ An annual performance-related bonus + Share schemes including free shares
2 days a week in office
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- A qualified lawyer with a current practising certificate in a relevant jurisdiction
- Experience and a good appreciation of the legal and regulatory framework and market practices applying to commercial lending to Business Banking, SME and Mid Corporate customers and related security matters
- Post-qualifying legal experience in the above areas of expertise
Desirable
- A working knowledge or familiarity with the regulatory framework applying to commercial lending, i.e. CCA requirements, MCOB exemptions, the FCA's Consumer Credit sourcebook (CONC) and PRIN
What the job involves
- We have an exciting opportunity for a lawyer to join the Debt Products Legal (DPL) team to advise on lending and overdraft products, largely focused on supporting the Business and Commercial Banking (BCB) business unit
- DPL support secured and unsecured lending and play a critical role in supporting BCB’s lending and overdraft proposition end to end. There will also be exciting opportunities to support growth, change and innovation across digital channels as BCB evolves
- The role will focus primarily on supporting the BCB business unit but some aspects of the role may relate to CIB (Corporate & Institutional Banking) as we operate as one agile team
- We have helped support a simpler customer experience by developing market standard terms & templates with appropriate panel firms and offering solutions using digital platforms & tools. DPL serves as a centre of excellence and business partner, bringing a diverse mix of people, skills and expertise to the Group in managing the legal risks arising from our lending and overdraft products, generating insight and value.
- We operate as an agile team and there will be opportunities to engage in and influence across the wider range of activities the team supports
- Operate as a specialist legal adviser to BCB Stakeholders in respect of lending and security matters in both unregulated and regulated lending
- Act as a source of professional expertise for business partners and assist with the development of lending product journeys, policy and procedures
- Provide technical legal input to support delivery of transactions and projects in response to Legal and Regulatory change and continuous improvement, including the digital transformation of BCB products and customer journeys
- Provide support to our business areas on Legal Risk Management using the relevant risk management policy framework
- Contribute to reporting of legal or governance issues within our area, inputting to recommended solutions as required
- Build trust and maintain internal network and relationships to provide appropriate professional advice to achieve the Group’s objectives
- Positively influence the appropriate use of Legal Panel arrangements, in particular the selection, instruction and supervision of panel law firms and managing exceptions
- Challenge and influence our partners, and deputise for senior colleagues where appropriate
- Deal in a consistent manner with sophisticated matters according to scale, scope and specialism
- Collaborate with the other key legal areas within BCCIB Legal, both to support our business and to positively influence our community as a great place to work
- Be agile and keen to upskill and willing to support legal, regulatory or other projects across DPL as well as wider BCB & CIB Legal teams, products and businesses as appropriate
Application process
- End Date: Wednesday 29 April 2026
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy, but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
On top of this, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on "FinTech Action Labs" to bring its industry expertise to early-stage FinTechs. The company continues to enhance its online and mobile services (it is the UK's biggest mobile bank), as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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