Senior Regulatory Compliance Manager, Wise

• Previous Financial Regulation advisory role or experience in a Compliance/Legal department, Risk and Controls function or in a consultancy environment
• J.D., Certified Regulatory Compliance Manager or similar qualification
• Familiar with regulations like Reg E, UDAAP, E-Sign Act, and state Money Transmission License regulations
• Ability to analyze and interpret complex regulatory frameworks and apply them effectively
• Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations
• Strong presentation skills
• Problem solving attitude, with the ability to use regulations together with data to drive business decisions
• Experience (or interest) in working in a fast-growing environment
• Willing to travel, as Wise offices are located across different countries; and
• Legally authorized to work in the U.S

Desirable

• We’re looking for a Senior Regulatory Compliance Manager to join our growing Regulatory Oversight Compliance team in North America This role will be working alongside the NorthAm Regulatory Compliance Lead in a highly effective team in second line compliance (2LoD)
• In this role, you will be responsible for assisting in the effective mitigation of regulatory compliance risks through the oversight and maintenance of adequate systems and controls
• This position requires close partnership with our operational, finance, product, and engineering teams, with opportunities to present to senior stakeholders and shape the strategic direction of the regulatory compliance program
• Provide advice and guidance to other teams and key stakeholders – regionally and globally, on state money transmission license requirements, relevant federal consumer regulations (e.g. Regulation E, UDAAP, E-Sign Act) as well as related Wise policies and procedures
• Support in the development and maintenance of the Regulatory Compliance oversight framework, including ongoing updates to relevant North America Regulatory Compliance policies and procedures
• Execute and enhance quarterly monitoring across key risk areas
• Provide adequate challenge to first line teams on the development of controls and provide approvals on any control changes , new products or features
• Represent regulatory compliance oversight both internally and externally to regulators, auditors and partners as required, showcasing Wise’s strong oversight compliance framework
• Execute the company’s Regulatory Compliance Risk Assessment, and assist in the preparation of committee and board papers
• Support regulatory change management process by maintaining oversight of implementation of such development which impact business activities
• Proactively identifying key areas of risk and work with first line teams to in the development of mitigation plans