Senior Product Manager, Affirm
Merchant Payments
£117-157k
+ ESPP
POS installment loans
Be an early applicant
POS installment loans
1001+ employees
Be an early applicant
£117-157k
+ ESPP
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 5+ years of Product Management or equivalent experience in the software tech industry, with fintech, payment processing, banking, or treasury experience a plus
- Outstanding document writing, verbal communication, and presentation skills with diverse stakeholders
- Robust project management abilities, long-term thinking, and proven track record of planning and delivering on timelines
- Strong attention to detail, MECE-thinking, and excitement to dig in and explore the edge cases
- Experience operating independently, ruthlessly prioritizing, and relentlessly executing on your commitments
- Comfortable working internationally, in ambiguous environments with changing priorities and deadlines
- Basic technical understanding but strong curiosity that allows you to have technical discussions and opinions
- Bonus: direct experience with BNPL, eCommerce, card processing, or banking, and fundamental accounting knowledge
What the job involves
- As a Senior Product Manager on the Money Movement team, you will play a key role in developing our financial platforms for scalable international expansion and building out cross-border payments for our merchants and partners
- We are a global team, stretching across the US, Canada, and Europe, with a vision to proactively build category-leading monetary infrastructure, support every transaction with institution-class availability, and capture new value from our closed loop payment network
- You will work closely with cross-functional teams including accounting, treasury, capital markets, and client success teams to achieve that vision
- You’ll be a key member of numerous large, cross-functional projects, driving the execution of critical components, and counted on for taking something from idea to requirements to reality
- You’ll interact directly with banks, merchants, and key external partners, discovering and building innovative new ways to move money to them across the globe
- You’ll act as the subject matter expert for currencies, payment rails, treasury systems, and bank connectivity
- You’ll not only master the best-in-class tools available to do this today, but proactively seek out new ways to push the envelope
- You’ll gather stakeholder requirements, balance conflicting needs, and distill a crisp, actionable problem statement
- You’ll navigate complex regulatory environments, partnering with legal and compliance teams
- You’ll be in the details of critical systems that are counted on to ensure the health and liquidity of our payment network
- You’ll be independent, autonomous, and decisive, but be supported by a talented and driven team
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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