Associate Director, Lloyds
Infrastructure & Project Finance Asset Management
£82-103.4k
+ Annual performance-related bonus + Share schemes including free shares
2-3 days a week in office
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
£82-103.4k
+ Annual performance-related bonus + Share schemes including free shares
2-3 days a week in office
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- Experience in I&PF within a financial institution and wider market knowledge
- Validated experience in financial assessment, credit analysis or asset management
- Ability to analyse complex information, identify risks and spot opportunities
- Strong interpersonal skills to manage client and stakeholder relationships effectively
- Excellent report writing and communication skills
- Strong organisational skills with the ability to manage competing priorities
What the job involves
- Our Infrastructure & Project Finance (I&PF) Asset Management team sits within the wider Portfolio Management function of Corporate and Institutional Banking
- We manage a diverse and high-profile portfolio of complex lending across sectors such as Economic Infrastructure, Renewable Energy, Net Zero Technology, Digital Infrastructure and selected Infrastructure Funds
- As the UK market leader in I&PF, we play a pivotal role in delivering the Group’s 2030 growth strategy and sustainability agenda
- This is a fantastic opportunity to join a high-performing, specialist team as an Associate Director. You’ll be part of a collaborative and dynamic environment, individually managing a portfolio of ~20 clients with exposure typically in excess of £1bn
- You’ll work closely with internal and external stakeholders to assess credit risk, find and execute opportunities for income growth and support critical initiatives
- Manage a complex portfolio of I&PF assets, ensuring credit quality and timely internal reporting of performance and risk
- Lead on client transactions including refinances, waivers and covenant resets, working closely with Origination and Coverage teams
- Identify and implement opportunities for capital optimisation to enhance portfolio returns
- Monitor financial covenants, adviser reports and market developments to assess ongoing credit quality
- Build and maintain strong relationships with clients and key stakeholders across the Group
- Support strategic initiatives and business projects, including preparation of management information and presentations
Application process
- End Date: Tuesday 03 June 2025
Salary benchmarks
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy – including for its handling of PPI complaints in 2015, and the 2009 European Commission ruling that forced it to part ways with TSB – but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
Of the company’s 26 million customers, over 18 million of them are online, making it the largest UK digital bank. As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its current technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
Recently, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on FinTech Action Labs (a FinTech accelerator programme) to bring its industry expertise to early-stage FinTechs. As well as investment in digital transformation and AI, the company is enhancing its wealth product and corporate banking offerings, as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive, not founder)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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