Financial Crime Compliance Manager, Capital on Tap

• Complex Investigation skills required whether it be from ownership structures at onboarding to unravelling complex transaction patterns
• Able to communicate effectively with stakeholders
• Able to manage multiple ongoing projects both within the FinCrime space and in product development
• Experience building out a second line Financial Crime Compliance team
• Ability to maintain external awareness of the regulatory environment, ensuring risk assessment and policies and procedures are updated as required
• Previous management experience within Financial Crime and appropriate industry accreditation such as ICA Diploma or ACAMs

Desirable

• The Financial Crime function within the broader Risk and Compliance team is responsible for the ongoing management of the company’s Financial Crime policies, procedures and controls
• This includes risk assessment and ongoing assurance of AML compliance, business advisory and management of high risk customer and suspicious activity escalations
• You will deputise for the MLRO, managing a team of three Financial Crime Compliance Professionals
• Providing advice to first line operational functions and other areas of the business as appropriate
• Support the MLRO in the development and ongoing management of our AML policies and procedures in line with statutory obligations and company risk appetite
• Provide expert guidance to first line operations and review escalations related to suspicious activity, sanctions, PEPs, adverse media, complex ownership and high risk customers
• Act as a subject matter expert for both current and emerging regulatory obligations ensuring our assessment and subsequent management of risk is appropriate and aligned to the company risk appetite
• Liaise with Law Enforcement, regulators and Partner Banks as a primary point of contact for investigations, reporting, audits and other ad hoc requests
• Develop targeted training for first line financial crime teams and customer facing operations
• Feed into the ongoing maintenance of onboarding and ongoing due diligence controls
• Liaise with second line assurance and third line audit functions to ensure framework and controls are effectively tested as appropriate

• 🤝First stage: 30 minute intro and values call with Talent Partner (Video call)
• 🤝Second stage: 45 minute CV overview with Team Manager (Video call) and case study which would be shared ahead of the interview to be discussed
• 🤝Final stage: 60 minute technical assessment with Head of Deparment (In person) and 30 minute ’ interview with Executive Leadership
• We will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

• 🏥 Private Healthcare including dental and opticians services through Vitality
• ✈️ Worldwide travel insurance through Vitality
• 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
• 👛 Salary Sacrifice Pension Scheme up to 7% match
• 🏖️ 28 days holiday (plus bank holidays)
• 📖 Annual Learning & Wellbeing Budget
• 👪 Enhanced Parental Leave
• 🚲 Cycle to Work Scheme
• 🚂 Season Ticket Loan
• 💬 6 free therapy sessions per year
• 🐶 Dog Friendly Offices
• 🍫 Free drinks and snacks in our Offices

Total funding: $599m

Capital on Tap is going against the national trend which, since the financial crash in 2008, has seen the banks dial back the amount they lend to SMEs by 50%. Yet, in that same time, the number of UK SMEs has risen by 30%.