Senior Ruby Full-Stack Software Engineer, Chime
Disputes Intake
$164-227k
+Bonus and Equity
More information about location
4 days a week in office
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$164-227k
+Bonus and Equity
More information about location
4 days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 5+ years of experience developing software in a production environment at scale
- Strong full-stack experience building user-facing applications and backend services, with the flexibility to move between frontend and backend work as needed
- Proven experience with Ruby on Rails or comparable full-stack frameworks, and experience with modern frontend technologies such as React and TypeScript or similar tools
- Deep understanding of architectural patterns for large-scale web applications, including maintainability, performance, and reliability
- Ability to lead complex projects, influence technical direction, and collaborate effectively with cross-functional partners
- Strong communication skills and a collaborative, low-ego working style
- A commitment to maintainable, well-tested code and a high bar for engineering quality
- Nice to have: experience working with AI/ML-powered systems, especially models or workflows that support chat, voice, or other conversational experiences
- A curiosity for ambiguous, high-impact problems and a desire to improve both member experience and internal team efficiency through thoughtful product and technical decisions
- Desire to drive engineering culture within your immediate team, as well as within the larger organization
What the job involves
- We are looking for a Senior Full-Stack Software Engineer to join our Disputes Intake Engineering team and help build the next generation of experiences that support members and the agents who help them recover funds
- As a senior engineer, you will be hands-on across the stack while also helping shape architecture, technical direction, and execution for mission-critical tools used across member-facing and internal workflows
- This is a high-leverage area where the team is evolving disputes intake from static, one-size-fits-all flows into more intelligent, adaptive experiences that improve claim quality, reduce unnecessary friction, and let people focus on judgment where it matters most
- Working closely with product, design, operations, and partner engineering teams, you’ll influence how we build clearer, more scalable, and more trustworthy dispute experiences for our members
- Lead the design and delivery of high-impact full-stack projects across member-facing and internal disputes intake experiences
- Build and evolve frontend applications, backend services, and APIs that support dispute filing and the tools our teams use every day
- Partner closely with product managers, designers, operations teams, and engineers across Chime to define requirements, shape roadmaps, and deliver scalable solutions
- Drive thoughtful system design and improve reliability, performance, and observability across the platform
- Help modernize intake experiences by reducing manual work, improving data quality, and enabling smarter, more context-aware workflows
- Mentor engineers, share knowledge, and raise the bar on code quality, engineering practices, and technical craftsmanship
- Lead projects end to end, from technical design through rollout, iteration, and ongoing support
Our take
Chime is part of the growing realm of fintech banks and providers, emphasising straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meagre interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $11.6B since its 2025 IPO. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base. That being said, Chime's IPO, rare in a financially uncertain period, proves that it has shifted from challenger to major player.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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