Product & Regulatory Counsel, Blend

• 5+ years of combined, relevant experience in in-house legal departments, law firms, and/or governmental agencies
• Knowledge and application of consumer protection laws -- including TILA, TISA, RESPA, ECOA, FCRA, HMDA, GLBA, and UDAAP -- and their implementing regulations
• Highly disciplined, able to make independent decisions and work with limited supervision while excelling in a fast-paced, dynamic and demanding environment
• Inquisitive, engaged and proactive in identifying legal issues and risks and proposing creative and effective solutions
• Ability to work independently and adaptively, anticipate and mitigate friction points, and take the initiative to drive projects to completion
• Excellent verbal and written communication skills with the ability to present sophisticated issues in a clear and persuasive manner
• Strong interpersonal and influencing skills
• Engaged and self-motivated team player eager to dig into consumer finance and privacy laws and regulations, learn complex and evolving products, and pitch in wherever necessary
• JD and a member of a state bar

Desirable

• Blend is looking for a motivated attorney who enjoys solving complex problems to join our Legal & Compliance team
• As Product and Regulatory Counsel, you will advise on legal and regulatory risks relating to the company’s product development lifecycle
• This role is a phenomenal opportunity to be part of a forward-thinking legal and compliance team and to have a direct impact on business initiatives and outcomes
• We also encourage members of our team to explore their interests and work on projects that may be unfamiliar to them, as we believe that hands-on experience is the best way to develop new skills
• Our team is responsible for navigating a publicly traded fintech company with broad market impact through an evolving and complex financial legal and regulatory environment
• Furthermore, our team’s work enables our internal partners to build, refine, and sell our innovative business-to-business SaaS platform and other groundbreaking technology initiatives with a focus on speed and quality execution
• Partner closely with engineering, product and design teams on product development in the lending and consumer banking space, advising on applicable legal and regulatory requirements and implications of product/feature builds
• Evaluate proposed partnerships and provide legal guidance regarding related privacy and regulatory risks and mitigations
• Anticipate and identify legal and regulatory risks, and propose creative and effective solutions to address those risks
• Remain up-to-date on consumer financial services and privacy laws and regulations to ensure an ongoing ability to provide sound regulatory advice
• Partner with the broader Legal & Compliance team to share information about regulatory changes and product development to facilitate support across the team
• Engage directly with clients’ legal and compliance teams regarding Blend’s products, features, functionality, configurations and integrations