Software Engineer, Upstart
Home Lending
$130.1-180k
Salary is dependent on location + Bonus & equity
AI lending marketplace
Job no longer available
AI lending marketplace
1001+ employees
Job no longer available
$130.1-180k
Salary is dependent on location + Bonus & equity
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 3+ years professional experience in fullstack software
- 2+ years proficiency in Kotlin, Java, or C#. (Our backend is in Kotlin, but Java and C# are similar enough that you can learn on the job.)
- Some hands-on experience with a JavaScript framework like React
- Some hands-on experience with SQL databases and domain modeling
Desirable
- Excellent written and verbal communication. As an engineer, a big part of your job will be representing your projects in cross-functional, cross-team, or even cross-company conversations. And you’ll need to tailor your communication style to fit these different audiences’ needs
- Preference for face-time and synchronous collaboration. We’re a distributed team of remote workers (from coast to coast), and while we predominantly build asynchronously, we prefer facetime when collaborating in a tight feedback loop. You’ll need to be comfortable with a few hours of Zoom per day (e.g. mob programming) to excel in this role
- Comfortable challenging authority. We want engineers who can push back on their managers when they think we’re going down the wrong path. Related: you thrive in environments where you are expected to think like an owner and make decisions like one
What the job involves
- As a software engineer on the Home Lending team, you’ll help build and grow Upstart’s 2 newest products: HELOC and Mortgage
- You’ll work closely with cross-functional partners, working across the whole stack
- Beyond leveraging our existing tech (AWS, Kafka, Spring Boot, Next.js, Kubernetes, Kotlin, React), here’s how you’ll make an impact:
- Proactively search out ways to make an impact beyond the Jira board
- Turn feature-specific tasks into opportunities to up-level the team’s codebase and product
- Know the product intimately enough to propose changes to requirements when we need to find a middle path
- Propose and deliver new ideas that achieve meaningful improvements to our team’s metrics
- Contribute in a meaningful way to quality improvements within our team
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
Share this job
View 54 more jobs at Upstart