Senior Product Manager, Affirm
Fraud
$169-240k
Actual salary range is dependent on location. Offers ESPP
POS installment loans
Open for applications
POS installment loans
1001+ employees
Open for applications
$169-240k
Actual salary range is dependent on location. Offers ESPP
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- BA/BS in a technical, analytical, or quantitative field, or equivalent practical experience
- 5+ years of Product Management experience, or
- 3+ years of Product Management experience plus 1+ year of experience as an engineer, data scientist, or in a technical risk role
- Experience owning and shipping complex software products end-to-end, including product vision, prioritization, design, and launch
- Prior experience in Trust & Safety, Fraud, Risk, Payments, Fintech, or another regulated, high-scale platform environment
- Strong ability to lead and influence cross-functional teams of engineers, designers, and operational partners toward shared outcomes
- Excellent written and verbal communication skills, with the ability to clearly articulate tradeoffs and decisions to senior stakeholders
- Proven judgment in evaluating product decisions where risk, compliance, user experience, and business goals intersect
- Comfort working with complex data, dashboards, and experimentation frameworks to drive insight and decision making
- High ownership mentality with a bias toward action in ambiguous, fast-moving environments
What the job involves
- As a Senior Product Manager for Trust & Safety (Fraud), you will play a key role in building and scaling systems, experiences, and policies that keep Affirm safe for consumers and merchants worldwide
- As we expand in both geographical markets and product offerings, your direct role in enabling the scaling becomes especially critical
- In this role, you will work closely with a broad set of cross-functional partners across Engineering, Fraud Analytics, Legal, Compliance, Operations, and your counterparts in other Product and International teams
- Effective stakeholder management and the ability to navigate complex organizational dynamics are essential
- You should be high-agency, comfortable with ambiguity, and confident engaging in technical and data-driven discussions
- Own Affirm's fraud product roadmap, orchestrating across customer-facing use cases, decision platforms, vendors, and ML models
- Build scalable fraud prevention infrastructure that supports Affirm’s growth across merchants, consumers, and international markets
- Drive product development by partnering closely with Engineering, Design, Analytics, Operations, and Customer Support teams
- Define and establish metrics that provide clear insight into the effectiveness of fraud prevention products, balancing loss prevention, customer experience, and business impact
- Use data, experimentation, and customer feedback to continuously iterate on risk controls, detection systems, and user-facing experiences
- Deliver industry-leading fraud prevention solutions by combining strong business judgment with thoughtful product strategy and principled tradeoff-making
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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