Senior Mobile Engineer, Upstart
$163.6-226.4k
+ Bonus + Equity + ESPP
More information about location
AI lending marketplace
Be an early applicant
AI lending marketplace
1001+ employees
Be an early applicant
$163.6-226.4k
+ Bonus + Equity + ESPP
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 4+ years of experience developing mobile applications professionally
- 2+ years of experience developing full stack web applications professionally
- Fluency with React Native, and a proven experience building successful React Native mobile apps from inception to launch
- Proficiency with either Kotlin, Ruby, Python, or TypeScript and at least one other programming language
- Passionate about the end-user experience, exhibiting a product-oriented mindset
- Depth of experience in mobile and software development principals and best practices for creating scalable and maintainable systems
- Proven ability to effectively analyze and solve complex problems
Desirable
- AI-native experience leveraging AI tooling to help improve development efficiency, processes, collaboration, or communication
- Strong sense of ownership and accountability for the quality and timely delivery of work
- Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
- Demonstrated ability to take feedback well and actively incorporate it into work with a desire to continuously improve
What the job involves
- As a Senior Mobile Engineer at Upstart, you will build features which engage our borrowers where they are, on mobile devices
- You will lead projects which align the Upstart mobile strategy and with the Small Dollar Loan strategy
- You will help move the Upstart Mobile platform forward, adding more capabilities to allow all Upstart verticals to build mobile features
- This role will report initially to the VP of Engineering for Small Dollar Loans
- Build high quality mobile and web features for the Small Dollar Loans product to engage and delight our customers
- Lead projects from requirements, through design, and into the hands of our customers
- Mentor other engineers
- Collaborate with other engineers on developing northstar designs and engineering strategy
- Review code from other engineers within the team and across Upstart
Our take
Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.
Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).
Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Life insurance
- Disability insuranc
- Generous vacation policy
- Flexible time off
- Parental leave
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully-stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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