Risk Strategy Director, Raylo
Raylo Business
+ Stock options
More information about location
3 days a week in office (London Bridge, London )
Category-defining tech subscription infrastructure for businesses & consumers
Be an early applicant
Category-defining tech subscription infrastructure for businesses & consumers
101-200 employees
Be an early applicant
+ Stock options
More information about location
3 days a week in office (London Bridge, London )
101-200 employees
Company mission
Raylo's mission is to accelerate the move to a circular economy.
Role
Who you are
- 7+ years in an analytically focussed decision making role
- A 2:1 or higher from a top university, preferably in a STEM or quantitative discipline
- Past success within a credit risk or fraud related environment, with experience of SME lending strongly preferred
- Strong SQL proficiency, capable of writing complex queries and using them to independently generate insights
- The ability to bring clarity to complex, ambiguous problems. You’ll be able to use varied data sources to build a consistent, reliable strategy ideally with experience within risk
- Using your quantitative and technical skills to dive into the detail of individual projects and proposals, while being able to zoom out and design a multi-year strategy
- Collaborating in a fast-paced environment both within Raylo and driving external parties to meet the high standards that Raylo achieves internally
- Building and motivating a high-performing strategy and analytics function that’s able to partner with and deliver seamlessly through all other business functions (Ops, Product, Engineering, Finance, Commercial, Marketing, Data, Talent)
- Taking full responsibility for business critical functions and projects. You’ll be responsible for the development of Raylo’s core competitive advantages and ensuring we stay ahead of the curve
What the job involves
- We’re hiring for a Risk Strategy Director to be at the center of Raylo’s growth as we enter an exciting new phase in 2026
- Having launched less than 18 months ago, Raylo business is now the fastest growing proposition for Raylo and this role will be at the centre of that growth
- The challenge to bring to it the same level of excellence within credit and fraud risk that has enabled us to scale rapidly and sustainably with the consumer equivalent
- Beyond 2026, this role will also lead innovation as Raylo expands business lines across further market, verticals and product lines - we’re now looking for an ambitious leader to shape and execute the risk strategies that will drive this growth
- You’ll combine creativity and technical expertise to lead Risk Strategy for Raylo’s rapidly evolving product set
- You’ll thrive on developing thoughtful, data-driven solutions and driving their implementation
- As part of your impact, you’ll build and lead a high-performing team capable of making informed decisions where data is abundant and quantifying opportunities where it’s not
- Collaboration will be at the heart of your work, as you partner with leaders across Raylo and beyond to deliver results
- Your leadership will play a vital role in scaling the business sustainably to new heights
- In 2026, Raylo is uniquely positioned to thrive in a dynamic and evolving macroeconomic environment, and this role is at the core of that opportunity
- You’ll work closely with the co-founders and senior leadership to reshape our strategic direction and refine the fundamentals of our products
- Your team will be responsible for driving the future of a core strategic advantage, ensuring Raylo continues to grow as a market leader
- You’ll lead a team focussed on driving growth through risk analytics and be responsible making key commercial decisions based on analytical insights
- Be at the forefront of new product and partnership launches, working cross functionally with our product, engineering and marketing teams
- Interact with the business’ co-founders and SLT on a daily basis to determine priorities, share context and align on strategy
- Work to hire and motivate a best in class strategy and analytics team that’s able to drive a real competitive edge for Raylo
- All the while, you’ll remain in the detail and data using your technical skills - we get our hands dirty right up to the C-suite level and this role is no different
Application process
- We move quickly and we'll aim to give you the best candidate experience possible. It starts with a 15-minute call — no prep needed. If there's a fit, we move fast, every stage has a purpose, and we'll tell you what we're looking for at each one
Salary benchmarks
Our take
As a society, a disposable tech culture has developed, which is both expensive and harmful to the environment. Raylo is offering a more sustainable alternative. Through its subscription platform, consumers and Small to medium-sized businesses can subscribe to new and refurbished devices like phones, tablets and laptops, paying a monthly fee for the length of the contract.
Raylo sets itself apart through affordable device subscriptions, with the option of flexible upgrades. The environmental and economic benefits of device lifecycle extensions are significant, as, despite consumers’ increasing reliance on electronic devices, research from Ofcom indicated that many consumers struggle with the affordability of mobile phones. Raylo's circularity is also an essential part of the move towards more sustainable production practices and the reduction of tech waste.
In 2022, Raylo cemented its status as an actor for good with its recognition as a B-Corporation. The company has also netted considerable funds, which will enable it to expand operations, with plans to grow its direct-to-consumer channel, as well as an expansion of its embedded subscription integrations with some of the world's leading device brands.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 8 rounds)
Jan 2026
$13.6m
EARLY VC
Sep 2023
$7.1m
EARLY VC
Total funding: $131.5m
Company benefits
- 33 days holiday per year (25 days, + an extra 8 days to choose the days that mean most to you)
- Share in Raylo's Success - Stock options for all employees
- Hybrid working environment
- Family-first policies - Enhanced maternity and paternity leave
- Workplace nursery scheme
- Perkbox membership - hundreds of perks and discounts to support physical, financial and mental wellbeing
- Get the latest tech - Exclusive Raylo device lease for all Employees
- Invest in your growth - L&D budget to support the skills you value
- Free sustainable breakfast and snacks, every day you’re in the office
- Fun (yet optional) Raylo quarterly socials, plus summer and Christmas parties
Company values
- Walk in your Customer’s Shoes - To build the best products, we deeply understand our customers' needs by walking a few miles in their shoes.
- Focus and Execute - We have a big vision, but we believe in nailing the most important problems first. We work hard, stay lean and deliver. We take smart risks, and when we stumble, we openly acknowledge our mistakes and learn from them.
- Be Deeply Curious - We thrive on innovation through diverse approaches, views and people. We’re always looking for answers even when others aren’t asking questions.
- Be Gritty - Only gritty teams succeed. Our individual ownership, passion and perseverance mean we’re a team through thick and thin. We foster a culture of respectful challenge, whilst acknowledging that great team players are willing to ‘disagree and commit’.
Company HQ
City of London, London, UK
Articles
Leadership
Jinden Badesha
(Co-Founder & CPO)Previously worked for 4 years at Funding Circle UK, holding various positions such as Product Manager, Head of Product and Investor Experience.
Karl Gilbert
(Co-Founder & CEO)Previously a Portfolio Manager at Gelber Group LLC for 1 year and a VP of Capital Markets at Funding Circle UK for 1 year.
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