Credit Risk Manager, Lendable
More information about location
3+ days a week in office
Fintech Unicorn - Lending Platform
Open for applications
Fintech Unicorn - Lending Platform
201-500 employees
Open for applications
More information about location
3+ days a week in office
201-500 employees
Company mission
To make consumer finance amazing: faster, cheaper and friendlier.
Role
Who you are
- Daily coding experience, with proficiency in Python and SQL ideally
- Proven experience in shaping credit card strategies
- Understanding what truly matters and driving business outcomes
- A natural inclination to challenge the status quo and question your own assumptions
What the job involves
- We’re looking for a super-smart senior analyst/credit risk manager who is great with numbers and loves problem-solving to come and have a big impact on our business
- We want someone who has coding experience and uses it (ideally Python and SQL) on a daily basis to generate insights from data and use that insight to drive meaningful change in our UK cards business
- You’ll be working for an ambitious company, in a fast-paced environment, with minimal bureaucracy
- The credit card team is building a near prime cards portfolio with ambitious targets
- In the credit team, we are looking to optimise who we offer credit to, how much we should lend to them, what interest rate we should charge, and how the wider economic environment impacts those decisions
- We also own various models, which we use to forecast returns for our investors
- Define the credit strategy for our evolving portfolio
- Discover insights from data and develop strategies to answer the big questions and address key business questions
- Collaborate with a wider cross-functional team to implement your strategies in the market
- Monitor and assess the success of implemented strategies, and continuously discover further opportunities for improvement
Application process
- We’re not corporate, so we try our best to get things moving as quickly as possible
- For this role, we’d expect:
- A quick phone call with one of the team
- Onsite interviews including case studies and meeting the team
- C-suite interview
Salary benchmarks
Our take
Lendable competes with banks, other lenders, and consumer finance companies to provide loans, credit cards and car financing to consumers. Streamlining the loan application process, the company cuts personalised rates and fund transfers from days to minutes.
Lendable believes it can win in this crowded field due to its market-best customer service and strong financials. Part of its success is due to its funding coming from institutional investors. Lendable originates and services its loans on behalf of institutional investors, but doesn't hold them on its own balance sheet.
Growing insolvencies will worry all lending platforms, but Lendable looks well-placed to weather any credit storm given its substantial debt financing. In 2023, it launched two new products in the US, signifying its growth.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Employee endorsements
Challenging work
"At Lendable I'm in a position to make decisions and engineer solutions on a product that's worth billions and growing all of the time. This brings..."
Funding (last 2 of 3 rounds)
Mar 2022
$279.5m
GROWTH EQUITY VC
Sep 2017
$6.5m
SERIES A
Total funding: $289.4m
Company benefits
- Cycle to Work scheme
- Onsite Yoga
- Lunch cooked by onsite chefs 3 times a week
- 25 days holiday (excl. bank holidays)
- Work from home opportunities on Monday and Friday
- Private Health Insurance (inclusive of dental and pre-existing conditions)
- Share Options for all Employees
- Regular team and company wide socials
- Pension
Company HQ
London, UK
Articles
Leadership
Martin Kissinger
(Co-Founder & CEO)Studied Economics as an undergraduate at LSE before doing an MPhil at Oxford University. Worked as an Entrepreneur in Residence at Rocket in Berlin.
Paul Pamment
(Co-Founder)Studied Mathematics at Oxford University before taking up technical roles at a handful of startups.
Jakob Schwarz
(Co-Founder)Worked as an Analyst at Goldman Sachs and then BCG before founding Lendable.
Victoria van Lennep
(Co-Founder)Worked as the Deputy Editor at the Economist before joining Martin Kissinger to co-found Lendable!
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