Credit Risk Manager, Lendable

• Daily coding experience, with proficiency in Python and SQL ideally
• Proven experience in shaping credit card strategies
• Understanding what truly matters and driving business outcomes
• A natural inclination to challenge the status quo and question your own assumptions

• We’re looking for a super-smart senior analyst/credit risk manager who is great with numbers and loves problem-solving to come and have a big impact on our business
• We want someone who has coding experience and uses it (ideally Python and SQL) on a daily basis to generate insights from data and use that insight to drive meaningful change in our UK cards business
• You’ll be working for an ambitious company, in a fast-paced environment, with minimal bureaucracy
• The credit card team is building a near prime cards portfolio with ambitious targets
• In the credit team, we are looking to optimise who we offer credit to, how much we should lend to them, what interest rate we should charge, and how the wider economic environment impacts those decisions
• We also own various models, which we use to forecast returns for our investors
• Define the credit strategy for our evolving portfolio
• Discover insights from data and develop strategies to answer the big questions and address key business questions
• Collaborate with a wider cross-functional team to implement your strategies in the market
• Monitor and assess the success of implemented strategies, and continuously discover further opportunities for improvement

• We’re not corporate, so we try our best to get things moving as quickly as possible
• For this role, we’d expect:
• A quick phone call with one of the team
• Onsite interviews including case studies and meeting the team
• C-suite interview

• Cycle to Work scheme
• Onsite Yoga
• Lunch cooked by onsite chefs 3 times a week
• 25 days holiday (excl. bank holidays)
• Work from home opportunities on Monday and Friday
• Private Health Insurance (inclusive of dental and pre-existing conditions)
• Share Options for all Employees
• Regular team and company wide socials
• Pension

Total funding: $286.2m

Lendable competes with banks, other lenders, and consumer finance companies to provide loans, credit cards and car financing to consumers. Streamlining the loan application process, the company cuts personalised rates and fund transfers from days to minutes.