Senior Software Engineer, Upstart
Borrower Experience
$163.6-226.4k
+ Bonus, equity and Employee Stock Purchase Plan
More information about location
AI lending marketplace
Open for applications
AI lending marketplace
1001+ employees
Open for applications
$163.6-226.4k
+ Bonus, equity and Employee Stock Purchase Plan
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 4 years of experience
- Technical leadership experience with deep understanding of code release, deployment orchestration / rollout mechanisms, logging, instrumentation, monitoring, and alerting in a microservices environment
Desirable
- Experience designing, developing, and deploying microservices-based applications
- Strong sense of ownership and accountability for the quality and timely delivery of work
- Demonstrated ability to take feedback well and actively incorporate it into work, showing a growth mindset and a desire to continuously improve
- Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
- Experience with Ruby on Rails or Kotlin
What the job involves
- As Senior Software Engineer on the Borrower Experience team, you will play a pivotal role in ensuring smooth loan management, optimizing collections, and cultivating strong customer relationships
- Our team's primary objective is to develop a cutting-edge loan servicing platform, introduce business process automation, enhance efficiency, and deliver an intuitive user experience for both borrowers and internal stakeholders
- In this role, you’ll be at the forefront of designing and developing features that guide borrowers from loan origination through final payment—ensuring transparency, simplicity, and ease at every step
- Our team processes millions of dollars in transactions daily, offering a high-impact environment where you can tackle complex challenges and help transform how borrowers interact with their finances
- You’ll collaborate with other engineers across all levels and cross-functional teams such as Product, Analytics, and other Servicing engineering teams on a wide range of projects that grow your skills in full stack development, cloud platforms, and financial systems
- Lead successful cross-team and/or multi-quarter, multi-engineer projects
- Move quickly to drive both existing and greenfield projects forward, while always keeping our end users in mind
- Proactively search out ways to expand impact that extends well beyond the Jira board
- Turn team-specific projects into opportunities to up-level the team and the org’s tech platform
- Help us continue building our engineering team and keep Upstart a genuinely awesome place to work
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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