Graduate Analyst, Zopa
2026
£42k
+ Up to 10% discretionary bonus
SQL
Python
Entry and Junior level
London
2-3 days a week in office
Financial solutions for borrowers and savers
Be an early applicant
Financial solutions for borrowers and savers
501-1000 employees
FintechB2CLendingFinancial Services
Be an early applicant
£42k
+ Up to 10% discretionary bonus
SQL
Python
Entry and Junior level
London
2-3 days a week in office
501-1000 employees
FintechB2CLendingFinancial Services
Company mission
To create simple, fair and honest financial products that have the customer's needs at heart.
Role
Who you are
- Numerically confident – you can handle A-level complexity mathematics
- Analytical thinker – you have strong logic and critical-thinking, you see opportunities in complex challenges and know how to break down and solve a problem
- Curious about analytics and AI – you’re keen to learn how to use Python or SQL and you’re curious about how AI is shaping our future
- Collaborative at heart – you love sharing ideas and perspectives to get the best results
- Always improving – you're always looking for ways to improve things around you and you adopt a growth-mindset to your development
What the job involves
- You’ll start in a set team, such as Credit Strategy, Data Science, Analytics or our Risk Lab
- We will work with you to find the best starting point, giving you a strong foundation for any Analyst role
- Throughout our process you’ll learn more about each area, but to give you a flavour..
- Use data, AI, and modelling to uncover opportunities to scale Zopa sustainably
- Apply GenAI to real business problems, from improving customer experiences, to fraud and financial crime and diagnosing tech incidents
- Prepare insights and engage with senior leaders to help shape solutions to complex challenges
- Sit at the heart of our profitability and shape how Zopa lends across its portfolio
- Refine lending approaches through modelling, testing, and analysis whilst using some of the best tech in the industry
- Partner with product leaders and prepare and present findings to senior stakeholders
- Conduct exploratory analysis, A/B tests and build dashboards to support key decisions across our products and operations
- Translate complex data into clear stories for both technical and non-technical audiences
- Partner with senior and product stakeholders to understand and translate business needs into analytical briefs
- Design and deploy models that power Zopa’s products and strategies. Fun fact: Zopa has been powering lending decisions using Machine learning for over a decade!
- Experiment with machine learning, personalisation, and predictive modelling
- Work closely with product, engineering, and analytics teams to bring models to life
- These roles may be best suited to 2024-2026 graduates, ready to start in January or September 2026. If you have already graduated and have a few years of experience under your belt, look out for our additional experienced roles on our careers page!
- Where could your career go? 🔮
- The short answer is, anywhere! Wherever you start at Zopa, you’ll be developing transferable skills in coding, analytics, data science, and prompt engineering. From the outset, you’ll work on projects that build strong technical and commercial foundations
- We don’t run a rigid rotation, but you’ll have the chance and be encouraged to move between teams in your first few years - gaining knowledge breadth while developing skill depth
- With a strong in-house support network, you will spend time learning about our products, training across key technical skills, and getting to know your peers. As you grow, we’ll give you freedom to explore projects and internal moves that energise you, helping you carve your own path
Application process
- Applications will open on Friday 19th September and close on Friday 17th October
- Once you apply, we want you to show us your skills! You will receive a link to complete our Online Assessment. The assessment takes roughly 40-45 minutes to complete
- We will be in touch with an update by the end of October. If you are successful, we will invite you to one of our in-person interview sessions in our brand-new Canary Wharf offices in November. The confirmed dates are: Friday 21st, Monday 24th and Tuesday 25th November 2025. These are our only available interview dates, so please pencil in your diary!
- We’re also excited to invite successful applicants to our Graduate Analyst Webinar. Here, you’ll get more insight into life at Zopa, hear from our leaders and get our top tips for success! These will take place on Monday 3rd November &Wednesday 5th November via Zoom
- Our final interviews will take place in December and offers will land before the end of the year!
Salary benchmarks
Our take
Zopa has been a pioneering force in the world of finance since 2005, lending out billions in personal loans since its inception, before the launch of its bank in 2020. Its depth of lending experience makes it a digital bank with a difference - offering all the benefits customers have come to expect from a challenger bank, but backed up by 16 years of know how.
Zopa has carved out a strong position for itself in UK fintech, offering more than just loans with products like savings accounts and credit cards. And its clear focus on lending and saving has paid off, with recent investment fueling both product growth and its entry into business lending. The bank also made its first acquisition, snapping up 'buy now, pay later' platform DivideBuy, as part of its expansion strategy.
On top of that, Zopa is now boasting two consecutive years of profit doubling, a rare feat in digital banking. Backed by fresh funding, it's now pushing into new territory with plans to launch a current account and integrate generative AI into customer services.
Freddie
Company Specialist at Welcome to the Jungle
Meet the team
10 people
Jamal Ud-Din, Product Manager
Our mission
Building the world's best credit card!Insights
Top investors
Company
Employee endorsements
Intelligent people
"My colleagues here at Zopa have a wealth of knowledge which they share constantly and are always willing to assist or give a second opinion on..."
Funding (last 2 of 14 rounds)
Dec 2024
$97.1m
LATE VC
Feb 2023
$102.4m
LATE VC
Total funding: $991.9m
Company benefits
- 2-3 days a week in the office. We value face-to-face collaboration and a good work-life balance.
- You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one (*Subject to having the right to work in the country of choice)
Company values
- Purpose: Our people are connected by purpose and a shared mission to create a fairer financial world that makes every penny count for our customers. All that we do is grounded in integrity, honesty, trust and compassion
- Drive: Our people are dynamic, bold and brave, never standing still, and constantly exploring ways to improve our products and processes. We’re driven to aim high in all that we do. We thrive through personal development initiatives and accelerate career growth from within. Our people relish personal accountability and see opportunity in challenge
- Empowerment: We empower our people to do their best work by being their best selves. We support and encourage everybody to innovate, creating new and better solutions for our customers. We offer an environment of high trust, and additional benefits that enable our teams to work in ways that allow them to meet both personal and professional goals
- Collaboration: We know that success is achieved by the collective, that bold ideas can only come to life through teamwork and collaboration. We believe that working at Zopa offers rich experiences that make life better for both our people and our customers. People at Zopa want to contribute to our inclusive community — we make our work together count
Company HQ
London, UK
Articles
Leadership
Jaidev
(CEO)Promoted from within Zopa, previously COO. 12 years of experience at Capital One, including Chief Marketing Officer for UK.
Diversity, Equity & Inclusion at Zopa
Jamie Ferguson (Talent Acquisition Advisor)
- We're always looking for passionate and talented people who can help us be the best place for money. We welcome everyone, regardless of age, disability, gender, sexual orientation, parental status, race or religion.
- We run a successful mentoring program, with 28 mentors across the business. We believe this launching pad helps our internal talent stretch beyond their comfort zone, explore new avenues and grow into future leaders.
- We’re focused on ensuring a fair approach to attracting talent, from how we advertise roles to our application and interview process. For all our hiring requirements we mandate 50/50 shortlists and diverse interview panels. We also run all our adverts through a recognised gender de-coder to ensure we attract and hire a diverse range of people. More recently we’ve been experimenting with new job boards and partnerships like Otta Jobs and BYP Network (Black Youth Partnership Network) to increase diversity in our candidate sourcing.
- We’ve secured trail-blazing partnerships with organisations like Code First Girls, YSYS and BYP Network. We’ve already had huge success with our Code First Girls cohort who joined our tech community as Software Engineers and Database Administrators in January.
- We encourage Zopians to create memorable career journeys, and internal mobility plays a huge part in this. All our live job vacancies are posted on our internal jobs board. Over the last 12 months, we’ve trained and supported many Zopians to make internal career moves and become compliance officers, developers, lawyers and HR specialists. In fact, 20% of our open roles in Q3 2021 were filled by internal candidates. This not only makes Zopa a great place to work, but also allows us to break down some of the systemic pipeline issues that we see in STEM professions.
- Our Diversity & Inclusion focus groups and “All in” club celebrate diversity through various company events, such as quiz nights and “Bring your kids to work” day – our favourite is international food night!
- Everyone at Zopa has different working styles, and we want to support them in any way possible. That’s why we’re committed to flexible working whether that’s from home, in the office or a combination of both. What’s more, our model includes the option of working from abroad for up to 90 days a year!
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