Staff Software Engineer, Narmi
Payments
$200-233k
You will receive an equity option grant, and are eligible for performance-based cash and equity bonuses
Digital banking APIs for financial institutions
Be an early applicant
Digital banking APIs for financial institutions
101-200 employees
Be an early applicant
$200-233k
You will receive an equity option grant, and are eligible for performance-based cash and equity bonuses
101-200 employees
Company mission
To make world-class digital banking experiences accessible to everyone.
Role
Who you are
- High Ceiling: You go beyond the obvious, take initiative, and hold yourself to high standards with care
- Low Ego: You put the mission above ourselves, share credit freely, and lead with curiosity
- Alignment to Mission: You believe that helping community financial institutions win against Mega Banks and FinTechs is a worthy endeavor, and will use that belief as a northstar to anchor your efforts to that goal
- High Commitment: You follow through, roll up your sleeves, and keep the bar high for yourself and others
- Deep Payments Expertise: Extensive experience building or scaling payment processing systems (ACH, Wires, Card Processing, or ideally, RTP/FedNow)
- Systems Thinking: A proven track record of designing distributed systems that handle high-volume, mission-critical financial transactions with absolute data integrity
- Tech Stack Proficiency: Comfort working across a modern stack (Python/Django, React, AWS, PostgreSQL). Experience with event-driven architecture (Kafka/RabbitMQ) is a major plus
- Strategic Execution: The ability to balance "slow is smooth, and smooth is fast" — building for long-term stability while maintaining the agility of a high-growth fintech
- Experience: 8+ years of professional software engineering experience, with at least 2+ years in a Staff, Principal, or Lead capacity
What the job involves
- We are looking for a Staff Software Engineer to lead the technical evolution of Narmi Now, our flagship instant payments solution. Narmi Now is a direct-to-Fed integration that enables 24/7/365 real-time money movement via the FedNow® Service
- As a Staff Engineer on the Payments team, you won’t just be writing code; you will be the architect of a highly resilient, low-latency processing engine. You will tackle the unique challenges of "faster payments," where the margin for error is zero and the need for sophisticated fraud prevention (Narmi Guard) is paramount
- Architect Real-Time Infrastructure: Lead the design and scaling of our direct connection to the Federal Reserve, ensuring 99.99% uptime for instant credit and debit transfers
- Drive Technical Strategy: Define the long-term roadmap for Narmi’s payment rails, transitioning from legacy batch processing to event-driven, real-time architectures
- Integrate Security & Fraud: Work closely with the Narmi Guard team to embed world-class identity decisioning and fraud mitigation directly into the payment flow
- Mentor & Lead: Act as a force multiplier for the engineering org, providing deep technical mentorship, setting code standards, and conducting high-impact reviews
- Cross-Functional Collaboration: Partner with Product and Implementation teams to turn complex regulatory requirements into seamless UI/UX experiences for both financial institutions and their end-users
Our take
The digitisation of the banking world, led by the likes of Monzo, Wise and N26 and adopted by legacy banks, threatens to leave smaller institutions behind. With over half of Americans doing most of their banking online, and just under half of the banking market share held by banks outside the top 15, Narmi is allowing its clients to close this gap.
Narmi provides cloud-based technology to credit unions, regional and community banks, allowing them to provide secure digital onboarding and e-banking to consumers and small businesses. Today, financial institutions with billions of dollars in deposits use Narmi to increase profitability, deposits, and accounts.
The company has decided to target the grassroots, with whom local banks are more popular, particularly older customers who have only recently turned to digital banking. This approach has won it the confidence of Greycroft, NEA and Picus Capital, who co-led its 2022 Series B funding round. Narmi is using these funds to continue its impressive growth through several high-profile partnerships with the likes of Treasury Prime and First Bank.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
43% employee growth in 12 months
Company
Funding (last 2 of 3 rounds)
Jun 2022
$35m
SERIES B
Feb 2021
$20.4m
SERIES A
Total funding: $55.5m
Company benefits
- 401K matching
- Medical, dental, & vision insurance
- Student loan repayment assistance
- Family planning
- Volunteering time off
- Learning and development stipend
- Fitness & extra-curricular credits
- Commuter benefits
- Work from home stipend
- Work from anywhere August
- Team events, happy hours, & celebrations
Company HQ
NoMad, New York, NY
Leadership
Chris Griffin
(Co-Founder)Studied Finance and Operations at Georgetown. Worked as a Summer Analyst at Barclays and founded Undergrad Media whilst still a student. Joined Barclays's Equity Finance Trading division, and then moved to its Equity Synthetic Trading team. Co-founded Narmi in 2016.
Nikhil Lakhanpal
(Co-Founder)Studied Finance and Accounting at Georgetown. Spent 3 years at Citi as an Investment Banker before co-founding Narmi.
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