Backend Software Engineer, Affirm
Virtual Cards
$142-210k
Salary range dependent on candidate location. Plus an ESPP
POS installment loans
Be an early applicant
POS installment loans
1001+ employees
Be an early applicant
$142-210k
Salary range dependent on candidate location. Plus an ESPP
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 1.5+ years of experience in software development or engineering
- Builds trust and confidence with peers
- Strong communication and collaboration skills
- Proficiency in modern programming languages such as Java, Python, C#, or similar
- Experience with cloud platforms (AWS, Azure, Google Cloud) and containerization (Docker, Kubernetes)
- Knowledge of database systems (SQL, NoSQL), web frameworks, and RESTful API development
- Strong understanding of software development methodologies (Agile, Scrum, DevOps)
- Excellent problem-solving and analytical skills
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field
Desirable
- Experience with Checkout or checkout related products and UX
- Background in fintech and financial services
What the job involves
- The Virtual Cards (VCN) Platform Engineering team powers all of Affirm's products that depend on one-time-use cards
- Virtual cards enable consumers to leverage Affirm’s financial products at effectively any merchant that accepts card payments, supporting online ecommerce, physical instore, and digital wallet integrations such as Apple Pay and Google Pay
- By providing the systems that bridge Affirm and external credit networks like Visa, the VCN Platform team is critical in enabling increased scale of Affirm’s network
- Participate in the design, development, and deployment of software systems and applications
- Collaborate with cross-functional teams to define software requirements and architecture
- Write clean, maintainable, and efficient code in programming languages such as Java, Python, C++, or others as required
- Optimize and refactor existing code to enhance performance and scalability
- Review code, provide feedback, and ensure adherence to best coding practices
- Analyze and troubleshoot complex technical issues
- Develop innovative solutions to meet business needs, focusing on robustness, security, and performance
- Implement and manage software testing and quality assurance processes
- Work closely with tech leads and cross-functional partners in product managers, designers, and analytics to deliver high-quality products
- Participate in Agile development practices, including sprint planning, daily stand-ups, and retrospectives
- Participate in on-call duties to support our application with the goal of reducing mean time to detection and mean time to resolution of incidents
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boasting over 21M consumers and 337,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- Spending Wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
- Supportive Communities: Get involved with our employee resource groups and community groups
- Remote-first Workforce: If your role is remote, you can set up shop anywhere in your home country
- Generous Time Off: Take the time you need when life happens
- Health Benefits: Get a plan that fits your needs
- Mental Healthcare: Take care of your mind with great mental health programs
- Parental Leave: Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- Away Days: We offer 20 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & Development: Engage in exciting learning programs to level up your growth
Company HQ
Chinatown, San Francisco, CA
Leadership
Max Levchin
(Co-Founder & CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
Share this job
View 118 more jobs at Affirm