Senior Manager of Capital Markets, Tala

• We are seeking a highly proactive, results-driven, and team-oriented professional to join our team as a Sr Manager, Capital Markets
• Success in this role demands strong technical corporate finance skills, experience with debt and equity capital markets, and a track record of successful asset-based finance execution (acquired at a bank or fintech)
• We are a mission-driven team, and are seeking a collaborative individual to bring a critical thinking approach, combined with the ownership mindset of a builder: someone who thrives in ambiguity, learns independently, and communicates cross-functionally with clarity and initiative
• 5+ years of investment banking, corporate finance, capital markets, or asset-based finance experience, with hands-on experience executing securitizations
• Proven ability to self-start and figure things out independently in dynamic, unstructured environments
• Strong cross-functional communication skills
• Deep understanding of asset-based finance, debt structuring, fintech lending, payments, decentralized finance, stablecoins, asset tokenization and securitizations
• Proven ability to prepare financial models, internal and external investment memoranda (i.e. Confidential Information Memos and Ratings Agency Memos), manage investor diligence processes, and support in the negotiation of financing term sheets and deal documents

Desirable

• You'll help secure and maintain efficient and flexible capital (equity, debt, and warehouse) by identifying and attracting prospective investors, crafting an investor story for specific financing opportunities, evaluating structuring alternatives and making recommendations
• Support the due diligence processes, executing and following through to deal closing
• Partner with legal, operations, and accounting teams to ensure deals are properly onboarded, accounted for, and documented
• Support ongoing investor relations, investor/lender reporting, and relationships with banks, lenders, investors, and intermediaries
• Support refinancing, upsizing, product, and underwriting enhancements as needed
• Build and monitor dashboards and reports to track new loan origination, loan repayments, performance statistics and adherence to Tala lender contractual requirements
• Partner with Finance, Accounting, and Treasury teams to ensure financings are modeled accurately in liquidity, risk, and financial planning forecasts
• Develop short-term and long-term forecasts to assist in capital markets analyses and inform product strategy and credit underwriting processes for Tala’s lending origination
• Build analytical models to evaluate capital structure decisions including financing, return of capital, liquidity planning, equity valuation, and credit ratings for review with senior leadership
• Manage existing debt portfolio including covenant compliance and ensure proper alignment with risk management processes
• Drive innovation by evaluating and implementing next-generation portfolio management software systems
• Support in building out loan ops capabilities to scale balance sheet lending and facilitate future securitization programs
• Explore blockchain and crypto-based solutions to enhance liquidity and tokenize balance sheet assets
• Support Product team in developing relationships with blockchain market participants
• Evaluate strategic use cases for stablecoins, tokenized assets, and digital wallets in collaboration with Legal and Compliance to ensure regulatory alignment