Pricing Analyst, Oodle Car Finance
Salary not provided
SQL
Python
Junior and Mid level
London
2-3 days a week in office (70 St Mary AxeLondon EC3A 8BE)
Motor finance company
Open for applications
Motor finance company
201-500 employees
FintechB2CCarsPersonal financeLendingFinancial ServiceseCommerce
Open for applications
Salary not provided
SQL
Python
Junior and Mid level
London
2-3 days a week in office (70 St Mary AxeLondon EC3A 8BE)
201-500 employees
FintechB2CCarsPersonal financeLendingFinancial ServiceseCommerce
Company mission
Our mission is to empower our customers. Delivering simple experiences, straightforward lending products, and compassionate support. We aim to instil confidence from the application to the final payment - and beyond.
Role
Who you are
- This is a hands-on role for someone who enjoys working with data, programming, and turning analysis into commercial decisions that improve customer outcomes and portfolio performance
- If you like owning your work, building strong data foundations, and learning fast in a high-impact environment, this role will give you exposure across pricing, unit economics, and portfolio strategy
- 2 - 4 years’ experience in pricing, credit risk, consumer finance analytics, or a similar quantitative field where you’ve demonstrated measurable impact
- Strong quantitative skills, including statistical modelling, test design, and interpreting analytics (e.g., regression, classification, uplift, segmentation, forecasting, and performance metrics)
- Solid Python experience and confidence with SQL; comfortable creating reliable, reusable analytical code and working with version control
- Ability to translate complex analysis into clear, practical recommendations for non‑technical audiences
- Understanding of unit economics or cashflow modelling (or relevant experience in a related profitability or forecasting discipline)
- A commercially aware mindset and strong judgment, balancing precision with pragmatism
- Experience working in production or “operational analytics” environments (e.g., monitoring, controls, parameter updates, documentation, and change processes)
- Degree or equivalent experience in a quantitative subject (e.g., Mathematics, Statistics, Economics, Engineering, Computer Science)
What the job involves
- You’ll be part of the Pricing & Profitability team within Credit Risk, working closely with colleagues across Commercial, Product, Data Science, and Engineering
- Own the management, monitoring, and optimisation of pricing strategies, including KPI design, MI automation, root‑cause investigation, and actionable recommendations
- Run champion/challenger pricing tests, from shaping hypotheses to designing tests, supporting implementation, monitoring performance, and evaluating statistically robust outcomes
- Carry out scenario and sensitivity analysis to understand how pricing strategies perform under different market conditions (e.g., funding cost movements, loss rate changes, channel mix shifts)
- Build and maintain unit economics models and cashflow forecasts to assess profitability at segment and channel level, clearly articulating key drivers
- Shape and evaluate introducer commission strategies, identifying incentives, monitoring economics, and assessing interactions with pricing, volume, and selection effects
- Partner with Commercial teams to provide insight on risk‑adjusted returns and product performance, supporting both strategic and tactical decisions
- Improve analytical tools, workflows, and controls (e.g., reusable Python modules, reproducible processes, documentation), and support governance for pricing and profitability models
- Communicate analytical findings confidently and clearly with senior stakeholders, explaining model behaviour, trade‑offs, limitations, and recommended actions
- Support and coach junior analysts through peer review, sharing best practice, and helping to enhance the team’s overall capability and pace
Application process
- Preliminary Interview (20 mins)
- Online Test
- Interviews (In office 1hour 30 mins)
Salary benchmarks
Our take
Oodle was founded in order to simplify car buying and ownership by providing an easy and transparent way of supplying buyers with car finance to facilitate a seamless and enjoyable customer experience.
It aims to revolutionise how people buy cars by prioritising customer needs and utilising modern technologies to update the used car market. Oodle primarily supplies loans to customers and puts them in contact with the UK's best-rated car dealers in a rapid digital procedure.
This customer-first, fully integrated digital retail experience is backed by powerful algorithms, their proprietary loan technology, machine learning, and Big Data infrastructure.
Oodle now has branches in Oxford, Manchester, and London, acquiring Carsnip in December 2018 to become their go-to car search engine provider.
Freddie
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (1 round)
Jan 2017
$80.2m
GROWTH EQUITY VC
Total funding: $80.2m
Company benefits
- 25 days holiday (plus bank holidays) increasing to 28 days after 3 years service.
- Private Medical - with reward schemes paid for you and your family.
- Health cash plan - for employee's and children to claim money back for dental, optical, etc
- Pension (5% Employer 4% Employee Contribution)
- Life Assurance - 4 x annual salary - benefit funded by Oodle
- Free breakfast, drinks and fruit in the office – you can help yourself to cereals, toast, fizzy drinks and lots of fruit
- Employee discounts – discounts you can access anywhere, anytime for all major shops.
- Oodle Academy - Learning and development opportunities
- 1 day volunteer day per year – an opportunity to give back to the community each year
- Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme)
- Paid sick leave – enhanced company sick pay (6 weeks full pay)
- Mentoring Program
- Enhanced family leave – We offer up to 4 weeks’ paternity leave on full pay and 26 weeks’ maternity leave on full pay
Company values
- Think Customer: they're at the heart of everything we do
- Everyone’s a Builder: we’re in this together and we win as a team
- Embrace being Human: empathy and diversity make us stronger together
- Strive for Awesome: it's awesome when we do better every day
- Bravely Honest: we're honest with ourselves and everyone else
Company HQ
Manchester, UK
Articles
Leadership
Richard Gaskin
(CEO)Previously the COO of Ocorian. Prior tot that, they spent 7 years as the CEO at GE Capital.
Jonathan Clayton
(Founder & Director)Previously Managing Partner at Venn Partners, Managing Director at Credit Suisse and AIG Financial Products.
Diversity, Equity & Inclusion at Oodle Car Finance
Heidi Physick (Chief People Officer)
- At Oodle, we don’t just finance cars – we finance people. We know that everyone is unique, shaped by their own circumstances, experiences, and moments in life. This belief in individuality applies not just to our customers, but to our employees too. That’s why Diversity, Equity, and Inclusion (DEI) matter so much to us – because embracing what makes us different is how we thrive together.
- Oodle is built on a shared set of beliefs, values, and behaviours that guide how we act and treat one another. Diversity, Equity, and Inclusion are at the heart of our culture because we know it’s not just good for business – it’s simply the right thing to do. We celebrate the unique experiences, perspectives, and contributions of every team member and are dedicated to creating a workplace where everyone feels seen, heard, and valued. A culture built on diversity and inclusion helps us grow as a team and better serve our customers.
- Why it matters We believe that diverse teams perform better and that an inclusive workplace leads to happier, more engaged employees. By embedding DEI into every aspect of what we do, we’re not just building a stronger company – we’re making a positive, lasting impact on our industry. We’re proud of what we’ve accomplished so far, but we’re just getting started. At Oodle, we’re committed to learning, growing, and leading by example, ensuring that everyone – inside and outside our organisation – feels empowered, included, and valued.
- We have DEI networks meeting monthly, covering Gender, REACH Network (Race, Ethnicity, and Cultural Heritage), LGBTQIA+ Network, Neurodiversity and Mental Health Network. Each group has at least one Executive Committee member involved.
- Our DEI networks are actively working towards our strategic goals, from implementing inclusive hiring practices to organising events, workshops, and campaigns that educate, inspire, and celebrate diversity.
- We run mandatory DEI training every year and for all new starters, and have a number related webinars available in our Oodle Academy.
- Launched Oodlechat Podcast series, where we share insightful discussions on key topics around DEI.
- Partners with ENEI, 30% Automotive Club, Women in Finance Charter and Race at Work Charter.
- Participants of 10,000 Black Intern programme.
- First ever Trailblazer Partner for the Women & Diversity in Credit Awards.
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