Backend Software Engineer, Cardless

• Strong experience designing and implementing backend systems and services that operate at scale (typically 5+ years of industry experience)
• Solid understanding of distributed systems, APIs, databases, and infrastructure fundamentals
• Proficiency with a modern backend language (e.g. Java, Python) and ecosystem
• Track record of delivering complex technical projects end-to-end, collaborating effectively with cross-functional partners
• Deep, low-level expertise in one or more backend domains (e.g., databases, scaling systems, distributed systems)
• Passion for building robust, maintainable systems that have real-world impact for customers
• Note: This role is open to experienced (senior/staff+) engineers only

Desirable

• Cardless is looking for an experienced backend engineer to join our exceptional team!
• You’ll play a key role in designing, building, and scaling the systems that power our co-branded credit card platform spanning domains like applications, accounts, transactions, fraud, risk, and rewards
• Design and build scalable, secure, and high-performance backend systems and services that support Cardless’s core financial products
• Contribute to architectural discussions and decisions to evolve our platform as we grow
• Take ownership of projects from design through production — including requirements gathering, implementation, testing, deployment, and ongoing maintenance
• Collaborate cross-functionally with product managers, designers, other engineers, and stakeholders (external partners, risk, compliance) to deliver high-quality features quickly and reliably
• Identify and drive improvements in system reliability, observability, performance, and developer experience
• Provide technical guidance and thought partnership to peers across the engineering organization