Product Manager / Senior Product Manager, KOHO Financial
Payments
CA$120-225k
Salary dependent on level applying for + Equity
Financial management application
Be an early applicant
Financial management application
201-500 employees
Be an early applicant
CA$120-225k
Salary dependent on level applying for + Equity
201-500 employees
Company mission
To allow Canadians to be able to travel more, retire sooner, and live more balanced lives
Role
Who you are
- AI Native & Technical: You are comfortable in the terminal. You have built applications or complex workflows using tools like Claude. You don't just write PRDs; you can read an API spec and prototype the request in code
- Payments Expert: You have domain knowledge of the Canadian payments landscape (ISO 20022, RTR, Interac, clearing & settlement)
- High Agency: You move fast and unblock yourself. If you need data, you write the SQL. If you need a mock-up, you build it
- Strategic Thinker: You can articulate why we should build a feature, backing it up with unit economics and market analysis
What the job involves
- We’re looking for a Product Manager or Senior Product Manager, Payments to join our team for a role to work remotely based in Canada
- This isn't a traditional PM role
- We are looking for a fully AI-native builder—someone who lives in the terminal, prototypes with Claude, and uses LLMs not just to summarize meetings but to write code, query data, and accelerate product velocity
- Reporting to the VP, Product, you will own the heartbeat of KOHO: our money movement rails
- You will manage our existing infrastructure, lead the strategy for new payment methods (including Real-Time Rail), and use your technical fluency to bridge the gap between product strategy and engineering execution
- Manage & Optimize Core Rails: Oversee the performance, reliability, and economics of our existing payment rails (Interac, EFT, Card, etc.), ensuring money moves seamlessly for our users
- Build the Future of Payments: Lead the discovery and implementation of new payment methods, with a specific focus on strategic opportunities like the Real-Time Rail (RTR) and Open Banking
- AI-Accelerated Execution: Leverage AI tools (Claude, Cursor, etc.) to draft technical specifications, analyze transaction datal, and prototype solutions before engineering handoff
- Strategic Roadmap: Define the long-term payments strategy, balancing regulatory compliance, partner requirements, and user experience to keep KOHO at the cutting edge of Canadian fintech
Our take
In the wake of the gradual shift from physical to virtual interactions, the global internet-only banking industry has also seen tremendous growth in recent years. KOHO Financial is part of this growing trend; they are a financial solution and payment platform built to help Canadians with managing their finances.
Apart from typical savings and budgeting common with money-management apps, KOHO customers enjoy a suite of financial services that help to build better credit, spending habits and insurance. As part of this, its product appeals especially to the majority of the paycheck-to-paycheck demographic.
KOHO's impressive growth and suite of products also appeal to investors who have backed it with one of the highest levels of funding in the Canadian fintech sector. However, this hasn't completely insulated it from the turbulence in the global economy, which led to KOHO restructuring in early 2023. With 2024 debt funding now secured, it is now focused on growth, aiming to further extend its lead in the Canadian market and achieve a Schedule 1 bank licence.
Steph
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 8 rounds)
Oct 2024
$29.3m
LATE VC
Dec 2023
$62.9m
SERIES D
Total funding: $308.3m
Company benefits
- Stock options
- Semi-annual merit increases
- Holiday bonus
- Work from anywhere
- Generous PTO
- Health & Lifestyle spending accounts
- $1000 remote office setup budget
- $5000 referral bonus
- Free KOHO Premium account
- Icon Potential Alt Text
- In-house coaching program
- $2000 annual training allowance
- Approachable leadership
- Bias towards action
Company HQ
Liberty Village, Toronto, ON
Leadership
Daniel Eberhard
(CEO)Previously a co-founder and Vice President at Kineticor Renewables before their acquisition.
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