Treasury Analyst, Pagaya Investments
$80-95k
4 days a week in office
Artificial intelligence for consumer lending
Posted today
Artificial intelligence for consumer lending
501-1000 employees
Posted today
$80-95k
4 days a week in office
501-1000 employees
Company mission
To forge the future of finance by harnessing the power of artificial intelligence to modernise a limited and inefficient consumer lending system.
Role
Who you are
- If you’re looking to accelerate your learning, work on meaningful, complex financial problems, and be part of a team that’s core to how the business runs - this role is for you
- Strong analytical mindset with interest in financial operations, data, and automation
- Proficiency in Excel (modeling, vlookup, sumifs, macros, pivot tables)
- Experience working with large data sets; SQL familiarity preferred
- Bachelor's degree in Finance, Accounting, Economics, Math, or related fields
- Self-starter who thrives in a collaborative, fast-paced environment
Desirable
- Exposure to structured finance, treasury operations, or fixed income
- Prior internships in banking, consumer finance, or private investment funds
- Ability to critically read and interpret legal and financial documents
What the job involves
- Pagaya is looking for a driven and analytical Treasury Analyst to join our high-impact Treasury team based in NYC
- This is not your typical back-office treasury role. At Pagaya, Treasury plays a strategic function - sitting at the heart of our capital engine and influencing how we scale and deploy capital across our investment vehicles and corporate operations
- You’ll work closely with teams across Finance, Investor Relations, Capital Markets, and Strategic Finance
- This is a unique opportunity to gain hands-on experience in structured finance, securitizations, loan transactions, and daily operations that drive real business outcomes
- Our team comes from top institutions like Apollo, Goldman Sachs, Santander and other leading financial organizations - and we’re deeply collaborative, curious, and excited about teaching and growing talent from within
- Drive and support treasury initiatives that directly impact company-wide priorities
- Partner with cross-functional teams to manage liquidity and capital deployment across multiple entities
- Build and maintain weekly cash forecasts, cash and borrowing projection models
- Support securitization transactions - including waterfall reviews, reporting, and interfacing with external parties like originators, servicers, custodians, and rating agencies
- Assist with fund and corporate financing efforts across asset classes
- Lead or support ad hoc data analysis, automation projects, and compliance testing
- Identify and implement process improvements to enhance treasury operations and controls
Our take
The traditional consumer lending system is widely regarded as inefficient and can limit a lender’s ability to evaluate credit applications. Pagaya Investments is disrupting this system: its platform uses comprehensive learning insights to offer better assessments and more accurate credit evaluations. This allows its customers to rapidly scale their services while reducing the risk of defaults or fraud.
Since its launch, the company has grown significantly, managing billions in assets for a diverse range of clients, including banks, insurance companies, pension funds, asset managers, and private health funds. Major enterprises like Visa, Avant, and SofdFi utilize Pagaya's AI evaluation to extend credit to underserved customers, achieving levels of speed and accuracy that traditional methods cannot match.
Pagaya has continued to enter new markets each year, having begun with personal loans and then expanding into auto loans and real estate. This is demonstrative of the company's ability to scale across markets, and it is now focused on increasing the adoption of its technology by large banks and auto lenders.
Steph
Company Specialist at Welcome to the Jungle
Insights
-20% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Jun 2020
$102m
SERIES D
Apr 2019
$25m
SERIES C
Total funding: $144.3m
Company HQ
Murray Hill, New York, NY
Leadership
Gal Krubiner
(Co-Founder & CEO)Gal worked for ORMOR CAPITAL before co-founding Super Price and spending over 3 years at UBS.
Yahav Yulzari
(Co-Founder & CRO)Yahav has been Owner of Hamovil Jack Yulzari Limited and Galya Global since 2010 and 2014 respectively.
Avital Pardo
(Co-Founder & CTO)They spent many years as an Analyst in Israel's Defense Force and as a Data Scientist & Analyst at Fundbox before co-founding Pagaya.
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