Director of Credit Risk, Flywire
+ ESPP
Global payments processing
Be an early applicant
Global payments processing
1001+ employees
Be an early applicant
+ ESPP
1001+ employees
Company mission
To improve the payment experience for everyone.
Role
Who you are
- The Seasoned Pro: You have 10+ years of experience in credit risk, ideally within Fintech, Payments, or Banking. You’ve seen a few market cycles and know how to navigate them
- The Strategic Thinker: You don't just identify risks; you identify solutions. You understand that "no" isn't always the answer—it's about "how."
- A Data Native: You are highly analytical. While you don't need to be a coder, you should be able to speak the language of SQL, Python, or BI tools to drive insights
- An Exceptional Communicator: You can translate complex financial risk concepts into clear, actionable advice for non-finance stakeholders
- A Thoughtful People Leader: You encourage the growth and development of your team, knowing that their success is the company’s success
- Global in Mindset: You’ve managed risk across borders and understand the nuances of international trade and currency volatility, all while helping to profitably grow portfolios
What the job involves
- As our Credit Risk Director, you will help architect our global credit risk strategy. You’ll lead the charge in balancing growth with sound risk management, ensuring that as we scale into new markets and complex verticals, our financial integrity remains unshakeable
- We need a leader who is as comfortable with data modeling as they are with operations and high-level executive strategy
- Own the Strategy: Design, implement, and iterate on a global credit risk framework that supports diverse verticals (education, healthcare, travel, and B2B)
- Underwriting & Analysis: Oversee the underwriting process for new and existing clients, ensuring deep due diligence and financial health assessment
- Data-Driven Decisioning: Partner with our Analytics and Engineering teams to build automated credit scoring models and risk monitoring tools that leverage real-time payment data
- Portfolio Management & Continuous Account Monitoring: Create a robust, lifecycle-based monitoring program that moves beyond static reviews. You will implement granular, real-time account monitoring to track merchant financial health, settlement patterns, and transactional anomalies. By establishing a proactive Early Warning System, you will identify credit deterioration at the account level and lead decisive remediation or collateralization strategies to protect Flywire’s interests
- Global Expansion: Guide Flywire’s entry into new geographies by assessing local credit environments, regulatory requirements, and sovereign risk factors
- Cross-Functional Leadership: Act as a key advisor to the Sales and Product teams, helping them structure deals and develop features that mitigate risk and allow for profitable growth of our portfolio
Our take
Flywire is a digital platform that simplifies the paying experience for international transactions. Flywire leverages its vertical-specific software and payments technology to deeply embed within client's existing accounts-receivable workflows.
Flywire was first set up to help international students pay their tuition for American colleges, but has since grown into a global payments enablement and software company. It has processed billions of dollars in payments for clients across the world and secured approval for its major payment institution license, enabling it to operate domestic money transfer and cross-border money transfer services.
Flywire serves clients across education, healthcare, travel, and B2B, including several Ivy League schools, and top US hospital systems. The company appears to be focussed on growth, including by strategic acquisitions and entry into new markets, recently in the Asia Pacific and Australia, as well as further developing its channel partners ecosystem.
Steph
Company Specialist at Welcome to the Jungle
Insights
12% employee growth in 12 months
Company
Funding (last 2 of 8 rounds)
Mar 2021
$60m
SERIES F
Feb 2020
$120m
SERIES E
Total funding: $323.2m
Company HQ
Downtown Crossing, Boston, MA
Leadership
Mike Massaro
(CEO)Mike joined Flywire as a VP of Business Development in 2012 before becoming CEO in 2013. Prior to this, he spent 6 years at Carrier IQ as a VP of Strategic Accounts & Corporate Development and Advisor.
Salary benchmarks
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