Risk & Compliance Officer, Thredd

• Knowledge of key US and international financial regulations, including GLBA, Patriot Act, Reg B/E/P/Z, FACT Act, UDAAP, TCPA, CAN-SPAM, BSA/AML/KYC, and GDPR/UK Data Protection Act
• Understanding of fintech, payment processing, and financial services compliance, including compliance monitoring and regulatory risk frameworks
• Experience in compliance and risk management roles within financial institutions, fintech, or payment firms, with a proven track record in regulatory compliance for payments and financial services
• Ability to operate across both risk and compliance functions, working effectively in a global environment with diverse and geographically distributed stakeholders
• Strong analytical, research, and critical thinking skills, with the ability to quickly interpret, assimilate, and act on complex information
• Excellent interpersonal, written, and verbal communication skills; able to present complex information clearly and provide practical, risk-based guidance to stakeholders at all levels
• Demonstrated ability to manage multiple priorities, deliver high-quality results under pressure, and maintain significant attention to detail

Desirable

• Come join Thredd in Austin as our Risk & Compliance Officer and be the subject matter expert on all risk and compliance matters
• In this role, you will tackle a broad spectrum of legal and regulatory challenges - including anti-money laundering, anti-bribery, policy development, and conflict management-with a particular focus on the evolving US and LATAM markets
• You will take ownership of implementing legislative and regulatory requirements to ensure our business remains fully compliant, including managing Know Your Business (KYB) and Know Your Customer (KYC) protocols
• Your expertise will help guide our organisation through complex compliance landscapes as you provide strategic advice, oversee risks across departments, and address business-wide challenges
• From drafting policies and preparing management reports to conducting compliance testing and leading key projects, you will be instrumental in shaping our risk and compliance culture as we continue to grow
• Build trusted relationships with colleagues, clients, and partners to champion a culture of compliance throughout our global business
• Translate complex regulations into clear, actionable guidance and communicate compliance updates to both internal teams and external partners, ensuring alignment and understanding across all stakeholders
• Deliver engaging training sessions and create resources that empower employees to understand and uphold compliance standards
• Play a key role in preparing for certifications, audits, and ongoing compliance reporting, ensuring our standards are always met
• Gather and analyse information for regulatory requests and provide valuable insights to support leadership decisions
• Conduct horizon scanning for legislative and regulatory changes, acting as a knowledgeable resource for risk and compliance matters
• Seek out opportunities to enhance our processes, driving efficiency and strengthening our compliance framework through continuous improvement
• Support thorough due diligence for clients, partners, and suppliers, preparing risk assessments and making informed recommendations that support business growth
• Respond swiftly and thoughtfully to PEPs and sanctions monitoring, escalating issues and contributing to important compliance decisions
• Ensure our compliance controls are robust and effective by actively managing risks and supporting teams in testing and refining our controls
• Help document and implement company policies and procedures, fostering a culture of accountability and regulatory excellence across the organization