Backend Software Engineer, Affirm
Ledger Engineering
$142-210k
Salary dependent on location
POS installment loans
Be an early applicant
POS installment loans
1001+ employees
Be an early applicant
$142-210k
Salary dependent on location
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 1+ years of experience as a software engineer
- Drive to change consumer financial services for the better
- Fluency in back end development, event processing, and batch processing
- Strong cross-team communication and collaboration skills
- Passion for learning new technical and business domains
- Detailed execution where validation and accuracy are paramount
- Knowledge of Python, Airflow, Spark, AWS, and Snowflake is a plus
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field
What the job involves
- We are looking for a highly motivated Software Engineer to join our Ledger Engineering Team
- The Ledger system enables rapid financial product innovation by providing an audit-grade ledger platform that ties ambitious company growth to a highly regulated industry's real-world accounting controls
- We are passionate about building robust, fault-tolerant, highly scalable systems (> 200B row database and growing) that enable us to be on-time and precisely accurate in every financial interaction (tens of millions of transactions per day) we have both with our consumers and institutional finance partners
- Ledger Engineering works with our finance partners to support everything from closing our monthly books to annual audits
- We bridge the technical gap between data, strategy, and the thorough level of accounting detail required to operate a publicly-traded company
- Outside of accounting, we partner with the Capital Markets team to help open our business to investors who require a similar forensic level of reporting
- Affirm is growing fast and we want you to enable us to scale our products to 10x and beyond through building world-class systems which enable Affirm in its mission to provide honest financial products which improve lives
- We are only just getting started! come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!
- Work with ledger peers and stakeholders to drive business impact on the ledger platform in support of product, commercial, capital markets, and accounting initiatives
- Design and build robust, well-instrumented batch data pipelines that can scale to handle Affirm's future growth and adhere to strict SLAs
- Partner cross-functionally with product and business teams such as Accounting, Capital Markets, and Treasury to help translate their requirements into engineering strategy
- Improve our ledger system’s extensibility for global expansion and scalability
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
Few candidates hear
back within 2 weeks
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Spending wallets
- Supportive communities
- Remote-first workforce
- Generous time off
- Health benefits
- Mental healthcare
- Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & development
Company values
- People Come First
- No Fine Print
- It's On Us
- Simpler is Better
- Push the Envelope
Company HQ
Chinatown, San Francisco, CA
Articles
Leadership
Max Levchin
(CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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