Senior Product Manager, Current
Lending & Liquidity
$170-204k
+ Equity and discretionary performance bonus program
Office located in Chelsea, NY
Online banking & financial services
Be an early applicant
Online banking & financial services
201-500 employees
Be an early applicant
$170-204k
+ Equity and discretionary performance bonus program
Office located in Chelsea, NY
201-500 employees
Company mission
To build the future of banking
Role
Who you are
- Strong consumer product and user experience instincts - you have a knack for understand what people want and makes an experience meet and exceed their expectations
- Radical thinking paired with strong execution - can envision a world different than the status quo with the ability to articulate a clear path to get there
- While you can dream big, you also know when and how to ruthlessly prioritize and ship quickly in order to learn and iterate
- Creative problem solver - able to identify real obstacles and viable solutions
- Self-motivated, with excellent written and verbal communication skills
- Not hesitant to get hands dirty, get into the weeds, and do whatever is necessary to ensure your team’s success
- Outcome oriented and proactive. You can articulate the desired outcome and work collaboratively to create a path to achieve it
- 6+ years of product management experience
- Experience in b2c fintech (i.e. loans, unsecured cards, EWA, BNPL)
- Comfortable getting into the weeds on a variety of technical issues
- Ability to execute in a fast-paced and fluid startup environment
- Has worked with varied teams and multiple stakeholders to launch features
What the job involves
- As a senior member of the Banking team, you will work with a cross-functional team of leaders to make it easier for our customers to manage their financial lives
- This role will focus on liquidity or lending products
- This is a strategic area for Current - it is a huge driver of our acquisition strategy, contributes meaningfully to top line revenue, and customers recognize us for having best in class products
- You will be responsible for managing one or more of our lending & liquidity products (Paycheck Advance & Fee-Free Overdraft), as well as identifying new products we could offer to meet more of our customers’ cash flow & borrowing needs
- This might include building additional products in-house, identifying & integrating partner offerings, or continuously improving what we have in the market today
- You'll lead the full product development lifecycle for key consumer-facing features that impact that impact our members’ financial lives and our core business
- Collaborate with a team of designers, engineers, and data scientists to identify opportunities for new product experiences and improvements
- Conduct customer research to deeply understand our members’ financial problems and anxieties to inform future product development
- Drive team execution by defining roadmap epics, writing feature stories, and overseeing the implementation and development of work in your space
- Collaborate with our data science team to plan and run experiments to learn and optimize our product experiences
- Identify KPI’s used to inform the product roadmap and measure success
Our take
Current is a neobank offering digital banking services, with a focus on younger generations and paycheck-to-paycheck customers. It offers a swathe of innovative services including on-demand pay and overdraft protection to people underserved by traditional institutions.
Younger customers are expected in the coming years to pivot from legacy institutions to the higher functionality and lower costs of consumer-first neobanks like Current. By netting an average customer age of 27, Current is establishing itself as a pack leader among rival but less well-funded neobanks like Step or Till.
It is also successfully competing with legacy institutions by exploiting the relatively adaptive nature of neobanking: Current has previously offered customers advanced access to stimulus checks, and is seeking to expand into crypto. The company continues to raise funding, the latest of which will help fuel growth and an accelerated path to profitability.
Steph
Company Specialist at Welcome to the Jungle
Insights
-2% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2021
$220m
SERIES D
Nov 2020
$131m
SERIES C
Total funding: $392.6m
Company benefits
- Company equity
- Flexible vacation policy
- Commuter benefits
- Discretionary bonus program
- Work from home opportunities
- Medical, Dental & Vision
Company HQ
Little Italy, New York, NY
Leadership
Stuart Sopp
(Founder & CEO)Worked as a Trader for BNY Mellon and Deutsche Bank for a combined 9 years before serving as Head of Trading at Citi and Morgan Stanley. Left this role after 5 years to found Current in June 2015, working as CEO ever since.
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