Senior Staff Software Engineer, Earnin

$279-341k

+ Equity

C#
Kotlin
Expert level
San Francisco Bay Area

2 days a week in office (Mountain View, CA)

Earnin

Paycheck advance service for employees

Be an early applicant

Earnin

Paycheck advance service for employees

201-500 employees

FintechB2CB2BPersonal financePaymentsFinancial Services

Be an early applicant

$279-341k

+ Equity

C#
Kotlin
Expert level
San Francisco Bay Area

2 days a week in office (Mountain View, CA)

201-500 employees

FintechB2CB2BPersonal financePaymentsFinancial Services

Company mission

Earnin’s mission is to build a financial system that works for people.

Role

Who you are

  • 12+ years of development experience in backend or full-stack software development, including IC Leadership experience
  • Bachelor's, Master’s, or PhD degree in computer science, computer engineering or a related technical discipline or equivalent industry experience
  • Expertise in trade-off analysis for distributed architectures
  • Proficient in at least one modern programming language and the ability to understand more than one - we currently work in C# and Kotlin
  • Familiarity with clean architecture approach
  • Experience with various data storages, including relational and document databases
  • Excellent written and verbal communication skills
  • Being self-motivated and able to work independently with minimal supervision

What the job involves

  • We're on a mission to reinvent the financial system and make it work for people
  • We are looking for passionate and resourceful engineers to join our backend teams
  • You will have the opportunity to make an impact with your technical contributions and how people think about money
  • Our current team is composed mainly of experienced senior engineers who are excellent mentors
  • Many have worked in elite tech giants such as Meta, Apple, Amazon, Netflix, Google, Uber, Dropbox, etc
  • As a Senior Staff Engineer at EarnIn, you will work cross-functionally with various teams
  • You will be able to contribute to the design and development of our services and new and legacy products
  • Drive the design & implementation - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code
  • Design & deliver robust microservice integrations via REST/gRPC APIs using various communication, consistency, and coordination strategies
  • Collaborate with and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews
  • Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success
  • Estimate and manage team project timelines and risks
  • Care passionately about producing high-quality designs and code
  • Participate in hiring and onboarding for new team members
  • Lead cross-team engineering initiatives

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Insights

Top investors

42% employee growth in 12 months

Company

Company benefits

  • 401k
  • FSA
  • Mental health resources
  • Employee Resource Groups
  • Stipend for growth opportunities
  • Pet friendly office
  • Work from home opportunities
  • Health insurance

Funding (last 2 of 4 rounds)

Dec 2018

$125m

SERIES C

Sep 2017

$39m

SERIES B

Total funding: $190.1m

Our take

Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.

Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.

Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.

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Freddie

Company Specialist at Welcome to the Jungle