Finance Operations Analyst, Cleo AI

• A strong finance foundation — experience in Finance Operations, FP&A, Accounting, or a closely related finance role
• Highly analytical thinking: you enjoy digging into numbers, spotting patterns, and working through ambiguity to get to the truth
• Extremely strong attention to detail and a high bar for accuracy (you naturally double-check assumptions and outputs)
• Comfortable working with large datasets from multiple sources (e.g. partner files, internal systems, spreadsheets, reporting tools) and reconciling across them
• Ability to turn data into a clear narrative — letting the data tell the story, and communicating findings in a simple, structured way
• Confident working cross-functionally and following issues through to resolution

Desirable

• As a Finance Operations Analyst in the Finance & Operations team, you’ll support the day-to-day financial operations behind Cleo’s payments and credit products. You’ll work closely with Product, Engineering, and Banking Operations to help ensure new and existing products are operationally sound, well-documented, and supported through launch and scale
• Your work will focus on supporting flow-of-funds validation, settlements monitoring, reconciliation processes, partner reporting, and operational readiness. This role is hands-on and execution-focussed, designed for someone who enjoys working with detail, understanding how financial systems operate, and collaborating across teams
• This is an operational finance role — not an analytics or AX position — and is well suited to someone looking to grow their experience across payments, credit products and financial operations in a fast-moving environment
• Working with Product, Engineering, and Finance Ops to support launches and changes across products such as BNPL, card-based products, Bills, Autopilot, and payments infrastructure
• Supporting day-to-day monitoring of settlements, repayments, and money movement flows to help ensure accuracy and consistency
• Contributing to reconciliation processes across banks, processors, and internal systems, including investigating variances and breaks
• Helping document and maintain clear, up-to-date flow-of-funds for new and existing products
• Supporting operational readiness for product greenlights and MVP launches by highlighting settlement, reconciliation, and reporting considerations
• Assisting with preparation of partner-facing reporting and supporting walkthroughs that explain how payment flows and settlements work
• Helping respond to partner questions with clear operational explanations and follow-ups
• Supporting investigation of operational issues related to settlements, repayments, or money movement
• Contributing to the definition and improvement of repeatable Finance Ops processes as products and volumes scale
• You’ll develop a strong understanding of how money moves through Cleo’s systems and help ensure our financial operations remain reliable as our products grow and evolve