Identity & KYC Analyst, Chime
$93-128k
+ Bonus and equity package
Fridays from home
4 days a week in office
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$93-128k
+ Bonus and equity package
Fridays from home
4 days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 3+ years of experience in Financial Crimes (AML, KYC, Sanctions, Fraud), preferably in digital/online onboarding environments
- Experience contributing to risk strategy, policy, or control frameworks
- Familiarity with identity verification and customer onboarding controls
- Exposure to fraud detection strategies and scoring logic used to assess risk
- Experience supporting audits, regulatory exams, or remediation efforts
- Knowledge of financial crime typologies in digital/mobile banking environments
- Strong analytical, written, and cross-functional communication skills
What the job involves
- We are hiring for an Analyst to support identity and KYC risk strategy on our Financial Crimes & Identity team. As our Analyst, you will help strengthen how we detect and prevent fraud across the customer lifecycle, from onboarding through ongoing monitoring
- You’ll work closely with cross-functional partners to improve identity verification, risk decisioning, and overall member experience while keeping Chime safe from financial crime
- Support the development and refinement of risk strategies across KYC, identity verification, and onboarding controls
- Contribute to decisioning frameworks, policies, and thresholds to manage financial crimes and identity risk
- Partner with Product, Engineering, Compliance, Operations, and Member Services to implement risk strategies into workflows and systems
- Analyze trends, emerging typologies, and control performance to identify opportunities for improvement
- Participate in evaluations of identity verification vendors and solutions, including testing and optimization
- Support audits, regulatory exams, and remediation efforts related to KYC and identity controls
- Help improve operational efficiency by reducing friction and manual review through better strategy and process design
Our take
Chime is part of the growing realm of fintech banks and providers, emphasising straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meagre interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $11.6B since its 2025 IPO. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base. That being said, Chime's IPO, rare in a financially uncertain period, proves that it has shifted from challenger to major player.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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