Lead Product Counsel, Chime
$168.6-238.9k
+ Bonus and equity
More information about location
4+ days a week in office
Mobile banking for the everyday person
Be an early applicant
Mobile banking for the everyday person
1001+ employees
Be an early applicant
$168.6-238.9k
+ Bonus and equity
More information about location
4+ days a week in office
1001+ employees
Company mission
To make financial peace of mind a reality for millions of everyday people.
Role
Who you are
- 5+ years of combined law firm, government, and/or in-house experience
- Familiarity with product counseling, the financial technology industry, and/or legal issues related to fintechs, banks, and bank partnership programs
- Prior experience counseling on banking-related products through the entire product lifecycle and/or experience working closely with product management, design, risk, and marketing teams
- Ability to assess a legal issue, understand its implications, and communicate succinctly with teammates and stakeholders
- Ability to use outside counsel strategically and efficiently
- Demonstrated ability as an organized, detailed oriented team-player, with a curiosity and willingness to take on any project no matter how big or small
- JD from an accredited law school and you are a member of a US state bar in good standing
- Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances
What the job involves
- At Chime Financial, we are reinventing how people bank
- We are seeking a Lead Product Counsel with financial services experience to join our Product and Payments Legal team - someone who enjoys dealing with a variety of financial regulations
- We are looking for someone who can provide product counseling on financial product and brand marketing campaigns, growth initiatives, along with lending, credit, and deposits products on our Chime Legal team in San Francisco
- You will work closely with product, marketing, compliance, engineering, risk and operations teams to support the company’s efforts to deliver innovative and customer-focused marketing campaigns and products, while managing legal risks, ensuring regulatory compliance, and enabling scalable growth
- The role requires good judgment, succinct communication, and excellent relationship-building skills
- This is an important role with an opportunity to join a close-knit legal team at a growing company, and work on cutting edge issues in an exciting, fast-paced environment
- We are a hybrid office in San Francisco, and will also consider applicants for the Chicago, IL, Washington, DC, or New York, NY offices
- Partner with cross functional teams to understand product, engineering, design, and operational implications of new marketing campaigns, products or features, and educate our teams on developments associated with the financial services industry, bank partnerships, and various new business initiatives
- Review new marketing campaigns, consumer incentives, products and features from early stages of development through launch by assessing legal risks while providing practical legal and compliance advice
- Provide timely, concise, and business-focused legal advice on applicable federal and state laws that affect our marketing and product offerings
- Remain up to date on relevant industry, consumer protection, and other applicable laws and regulations
- Engage and manage outside counsel to represent Chime effectively and efficiently
- Work collegially and supportively with other members of a high-functioning legal team and cross-functional teams
Our take
Chime is part of the growing realm of fintech banks and providers, emphasising straightforward, cost-effective banking solutions. It cuts the expenses tied to basic bank accounts and provides users with greater autonomy in managing their finances.
In contrast to many traditional banks that levy steep fees and hefty penalties for overdrafts while offering meagre interest rates on savings, Chime addresses a crucial gap in the banking sector. Its primary focus is on catering to individuals with modest savings who seek the convenience of automated digital banking.
With a remarkable ascent in its trajectory, Chime's current valuation stands at $11.6B since its 2025 IPO. However, competition remains fierce, with other neobanks like Ally offering similar features and vying for the same customer base. That being said, Chime's IPO, rare in a financially uncertain period, proves that it has shifted from challenger to major player.
Freddie
Company Specialist at Welcome to the Jungle
Insights
0% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Aug 2021
$750m
SERIES G
Sep 2020
$485m
SERIES F
Total funding: $2.0bn
Company benefits
- Physical: We believe in taking care of your physical health, so as a Chimer you’ll get medical, dental, and vision insurance, as well as benefits to support your physical activity, family planning, and all of your little Chimers
- Emotional: We know that staying healthy involves a lot more than doctor’s checkups. We partner with Modern Health to help you navigate your mental health, give monthly Take Care of Yourself Days, and want you to take time off when you need it
- Financial: We want Chimers to save and feel financially supported, so we offer savings plans with competitive matching, as well as access to financial planning and legal assistance so that you can find your financial peace of mind
- Social: We’ll celebrate your milestones together with travel stipends, swag, and high-fives and make sure you’re connected to fellow Chimers through our Chime Resource Groups (CRGs) and company events
Company HQ
Nob Hill, San Francisco, CA
Leadership
Chris Britt
(Co-Founder & CEO)Chris worked as an Accenture Management Consultant for 4 years before roles at CMGI, Comscore Networks, and Visa. They left their position as an SVP of Corporate Development at Green Dot Corporation to co-found Chime in November 2012.
Ryan King
(Co-Founder)Ryan worked at Plaxo for 8 years, first as Lead Engineer and then working their way up to VP of Engineering & COO. They went on to be CTO & Vice President at Comcast Silicon Valley Innovation Centre before co-founding Chime.
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