Staff Analyst, Upstart
Credit Analytics
$157-217k
Plus target bonuses and equity compensation
More information about location
AI lending marketplace
Job no longer available
AI lending marketplace
1001+ employees
Job no longer available
$157-217k
Plus target bonuses and equity compensation
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 6-8+ years work experience in increasingly senior analytical roles in technology and finance industry
- Experience in credit analytics, valuation, and/or financial analytics development with python, R, GSheet (AppScript), Excel (VBA), SAS
- Experience working with large datasets, data modeling, and data pipelines using tools like Databricks, DBT, Looker, Snowflake, Redshift
- Degree in Economics, Mathematics, Engineering, Data Science or other quantitative fields
Desirable
- Experience in coaching and mentoring junior team members on technical subjects
- Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards (e.g., Tableau, PowerBI, Looker), and to successfully influence and drive C-level decision-making
- Demonstrated ability to work collaboratively and in deep partnership with cross-functional colleagues especially in Finance, Product, Data Engineering, ML teams
- Experience in consumer lending, and/or knowledge of the consumer finance market, capital markets
What the job involves
- The Analytics team plays the critical role of providing analytical capability across Upstart's organization to enable data-driven decision making
- We leverage our analytical and technical skills to support our partners with a multitude of services, some of which include understanding our underwriting models and presenting on trends in our loan performance, analyzing market size opportunities, creating financial models, developing our business intelligence pipeline to enable self-service reporting, and architecting/automating of work processes
- As a Staff Data Analyst at Upstart, you will join our Credit Analytics horizontal team
- You’ll be responsible for driving understanding, insights and decision making relating to our platform level credit performance and development of credit and valuation analytics infrastructure suite
- You’ll partner with our Data Analytics vertical teams, Machine Learning, and Product teams to help shape the narrative and deepen our expertise in understanding credit performance across Upstart platform
- Influence Upstart’s credit platform and investor/lending community through informing decisions, opportunities, and risks, while supported by deep understanding and insights on Upstart’s model, credit, and valuation
- Lead and develop credit monitoring, model performance, and valuation analytics to conduct in-depth analyses on credit data, trends, and anomalies that drive model and product decisions
- Build foundational forecast models, data pipelines, and automated reporting to enable robust and dynamic credit intelligence for Upstart analyst community
- Partner with the Data Analytics vertical teams, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and narratives, financial forecast, and driving consensus in the state of Upstart platform
- Mentor junior team members on best practices and foster a center of excellence on data, credit, and analytics
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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