Chief Product Officer, Tala
Financial services in emerging markets
Open for applications
Financial services in emerging markets
501-1000 employees
Open for applications
501-1000 employees
Company mission
To build a modern credit infrastructure where consumer credit is more accessible.
Role
Who you are
- 15+ years of product management experience, managing software products from inception through launch and iteration
- 7+ years experience building, mentoring, and leading global, world-class teams of product managers
- Led successful global teams in both hypergrowth and scale-up environments and demonstrated skills for driving successful teams through multiple phases of growth and scale
- Launched and scaled consumer-facing products with a customer-first mindset, emphasizing design and innovation
- Proven ability to drive results and make decisions with imperfect information, and comfort managing teams through ambiguity and complexity
- Preference is given to the high degree of lending literacy
What the job involves
- Have a strong, holistic and innovative vision for how the Tala product should evolve over the next 3 years, commensurate with our ambitious growth and customer impact goals. Including, how can we further differentiate ourselves and create “unfair advantages”?
- Be a great people leader who invests in and empowers your team, unlocking more talent and impact. Strong track record building and leading healthy, impact-oriented organizations
- Have strong execution acumen. Understand how to strategically sequence and drive work so that vision becomes a reality, including experience driving a high-velocity test & learn culture
- Be a strong business person. Articulate how our product vision/roadmaps will ladder up to our financial goals without analysis paralysis or false precision. Deliver financial results because of your leadership
- Always ensure the customer has a “seat at the table”; demonstrate high fluency for the nuances of our customer segments, the ecosystems we are operating in and ensure they are the DNA of how we do product at Tala
- Elevate leadership at Tala overall. Be a role model for candor, feedback, bias-to-action, and crisp, clear communication
Our take
Billions of people across the globe are unable to access traditional forms of credit, typically because of a lack of credit history or inconsistencies in their records. When making credit decisions, banks will rely on third party credit scores, whilst online lenders look at an applicant's financial history.
Tala is addressing this shut-out segment with an innovative model to assessing eligibility for a loan. Focusing on behavioral data tracked through its Android app, it creates a custom credit profile by analysing a customer's texts and calls logs, merchant transactions and overall app usage. Its machine learning algorithms then evaluate individual risk and provide instant loans.
More than 2 million people in emerging markets in countries such as India and Kenya have borrowed through Tala. The business has lent over $1b to consumers to date and is now scaling up its operations in India. That's not to say it's without competition – Branch (supported by Visa) is a core competitor in many markets.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
19% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Oct 2021
$145m
SERIES E
Aug 2019
$110m
SERIES D
Total funding: $350.7m
Company benefits
- Opportunities to travel to the international offices (Mexico City, Nairobi, Manila and Bangalore)
- Free massages in the office
- Healthy snacks
- Every Tuesday an expert teaches a master class
- Sponsorship opportunities to attend professional conferences
- Ping pong
- Intramural leagues
- Go-karting
- Workout classes
- Work from home opportunities
- Health insurance
Company values
- Believe in people
- Listen and learn
- Prove potential by any means
- Challenge our limits
Company HQ
Santa Monica, CA
Articles
Leadership
Shivani Siroya
(CEO)Shivani has worked as an Analyst for Credit Suisse, UBS Financial Services, Citigroup, Janani and the United Nations Population Fund. Shivani is currently a Young Global Leader, a community of action-oriented individuals acting to shape a better future, a feature of the World Economic Forum.
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