Corporate & Investment Banking Associate, Santander
European Securitised Products Group: Global Debt Financing
Retail and commercial bank
Job no longer available
Retail and commercial bank
1001+ employees
Job no longer available
1001+ employees
Company mission
To help people and businesses prosper.
Role
Who you are
- Educated to degree level in a relevant subject (Engineering, Finance, Science, Mathematics)
- Strong experience in financial modelling, with experience in securitised products &/or retail banking asset classes (mortgages, consumer loans, leases) an advantage
- Strong financial modelling experience, with optimisation skills & experience
- Strong communication and collaboration skills across various stakeholders at different seniority levels, and ability to work effectively as a team
- Ability to work well under pressure and handle multiple tasks with limited supervision
- Strong attention to detail and ability to produce consistently high-quality deliverables
- Ability to build strong partnerships with internal stakeholders
- A “can-do” and pro-active attitude
- Relevant experience with financial modelling tools & programming (VDA/Matlab/Intex/Excel)
- Regulated role
What the job involves
- Structuring/arranging securitisation transactions on behalf SCIB clients
- Transaction financial modelling, optimisation & rating analysis of public and private securitisation facilities
- Analysing new senior secured lending opportunities, including thorough asset-level analysis as well as running external/internal rating processes and presenting transactions for approval at internal committees
- Managing successful delivery of multiple transactions
- Retaining an up-to-date understanding of all relevant securitisation rating criteria
- Liaising with external stakeholders, both in and out of live transactions
- Working proactively to resolve any issues identified on transactions, taking ownership for our client’s experience
- Adhering to internal team processes and procedures, including provision of timely, accurate management information
Salary benchmarks
Our take
Santander serves 14 million UK customers as a retail and commercial bank. Despite a mixed history, including issues with call centre service, mis-selling PPI, and anti-money laundering control failures between 2012 and 2017, Santander continues to thrive by focusing on innovation, digitalisation, and sustainable, responsible growth.
Recently, Santander has enhanced its digital and mobile services to meet the needs of modern banking customers. This includes the My Home Manager app, which provides mortgage customers with a centralised platform for their information, and increased fraud alerts to protect less digitally literate customers as they transition online. These efforts aim to connect physical and digital channels for a seamless customer experience, positioning Santander to better compete against digital banks like Monzo and Starling.
In addition to these digital advancements, Santander has joined forces with Iberpay in Spain to become inaugural participants in the European Payments Council’s One-Leg Out Cross-border Transactions Instant Scheme (OCT Inst). This initiative is set to introduce global instant transfers, further emphasising Santander's commitment to innovation and enhancing its service offerings in the digital banking landscape.
Freddie
Company Specialist at Welcome to the Jungle
Insights
2% employee growth in 12 months
Company
Company HQ
London, UK
Leadership
Mike Regnier
(CEO)Former CEO of the Yorkshire Building Society, where they also previously worked as Chief Customer Officer and Chief Commercial Officer.
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