Product Lead, Plaid
Payment Risk
$217.1-360k
1-5 days a week in office
Infrastructure and APIs for FinTech
Be an early applicant
Infrastructure and APIs for FinTech
1001+ employees
Be an early applicant
$217.1-360k
1-5 days a week in office
1001+ employees
Company mission
Plaid's mission is to unlock financial freedom for everyone.
Role
Who you are
- 7+ years of product management experience, ideally in risk, fraud prevention, payments, or financial infrastructure
- Experience managing other product managers
- Understanding of ML-driven risk models and experience managing either fraud detection tools or risk-based decisions
- Proven track record of strategic execution, particularly in balancing short-term risk mitigation with long-term product scalability
- Experience working cross-functionally with engineering, data science, and GTM teams
- Strong analytical skills, with the ability to interpret complex datasets and drive business decisions
- Ability to scale model feedback loops, improving risk products in collaboration with client engineering and customers
- Passion for building high-impact risk solutions that enable businesses to move money securely
What the job involves
- The Payments Risk Product Lead will drive the success of our end-to-end payment risk solutions, including Signal and Balance
- The risk landscape is rapidly evolving, and this role will be responsible for setting the strategic direction for Plaid’s risk solutions across ML-driven and data-centric offerings
- The Payments Risk Product Lead will shape product development, improve model iteration cycles, and ensure operational excellence
- This person will also be responsible for ensuring that Plaid’s risk offering evolves alongside Plaid’s complimentary fraud-prevention suite of capabilities, working with fraud-focused leaders at Plaid to ensure a holistic approach to both risk and fraud
- Own the success of Plaid’s payments risk solutions, driving both ML-based and data-centric risk products
- Set the strategic vision for payment risk, spanning products such as signal and balance
- Drive customer research, GTM alignment, and product expansion efforts to improve risk outcomes for our customers
- Oversee the integration layer and Dashboard experience for risk
- Lead ML/DS risk platform development, ensuring the robustness of Plaid’s model outputs
- Explore and develop major new risk features to bolster Plaid’s risk management capabilities
- Partner with engineering, data science, client teams, and external stakeholders to ensure the continuous evolution of our risk solutions
- Manage another Product Manager focused on the risk space alongside yourself
Our take
Plaid builds infrastructure that allows a consumer to interact with their bank account on the web through a number of third-party applications, like Venmo, Robinhood, Coinbase, Acorns and LendingClub.
Plaid has integrated with 12,000 financial institutions in the US, Canada, the UK and Europe. About a quarter of people living in North America with bank accounts have linked with Plaid through at least one of the hundreds of apps that leverage Plaid’s application program interfaces (APIs). The platform allows companies to create financial services applications without having to hire their own team of engineers to build out a tool that connects apps to its users’ bank accounts.
This is very valuable in a world where there are increasing number of fintechs, so the demand for Plaid's services are only going to grow. Despite its strong position, it has not been immune to the difficult global economic situtation and was forced to restructure at the end of 2022, laying off some of its workforce. However it is still experiencing growth and is well-positioned to weather the current economic uncertainty.
Steph
Company Specialist at Welcome to the Jungle
Insights
Company
Funding (last 2 of 5 rounds)
Apr 2021
$425m
SERIES D
Dec 2018
$250m
SERIES C
Total funding: $734.3m
Company benefits
- Monthly wellness stipend (gym on us)
- We offer breakfast, lunch, and dinner to keep you well-fed and healthy (when working from the office)
- From medical, life, dental and pension schemes, we’re here to support your physical, mental, and financial wellbeing
- We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids
- Every Plaid is in control of their career development with our learning stipends, tools, and trainings
- We give Plaids the freedom and flexibility to choose where they work - whether that is in a Plaid office, at home in any supported location, or a mix of both!
- Two weeks of synchronous, company-wide vacation
- We want to make sure you have time to meet your personal needs with unlimited PTO
Company HQ
SoMa, San Francisco, CA
Leadership
Zach Perret
(CEO)He was a Consultant at Bain and previously a Research Fellow and Trustee at Duke before co-founding Plaid
William Hockey
(Board Director)He was previously an associate at Bain and has since moved on from Plaid to become Co-CEO at Column
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