Product Lead, Plaid

• 7+ years of product management experience, ideally in risk, fraud prevention, payments, or financial infrastructure
• Experience managing other product managers
• Understanding of ML-driven risk models and experience managing either fraud detection tools or risk-based decisions
• Proven track record of strategic execution, particularly in balancing short-term risk mitigation with long-term product scalability
• Experience working cross-functionally with engineering, data science, and GTM teams
• Strong analytical skills, with the ability to interpret complex datasets and drive business decisions
• Ability to scale model feedback loops, improving risk products in collaboration with client engineering and customers
• Passion for building high-impact risk solutions that enable businesses to move money securely

• The Payments Risk Product Lead will drive the success of our end-to-end payment risk solutions, including Signal and Balance
• The risk landscape is rapidly evolving, and this role will be responsible for setting the strategic direction for Plaid’s risk solutions across ML-driven and data-centric offerings
• The Payments Risk Product Lead will shape product development, improve model iteration cycles, and ensure operational excellence
• This person will also be responsible for ensuring that Plaid’s risk offering evolves alongside Plaid’s complimentary fraud-prevention suite of capabilities, working with fraud-focused leaders at Plaid to ensure a holistic approach to both risk and fraud
• Own the success of Plaid’s payments risk solutions, driving both ML-based and data-centric risk products
• Set the strategic vision for payment risk, spanning products such as signal and balance
• Drive customer research, GTM alignment, and product expansion efforts to improve risk outcomes for our customers
• Oversee the integration layer and Dashboard experience for risk
• Lead ML/DS risk platform development, ensuring the robustness of Plaid’s model outputs
• Explore and develop major new risk features to bolster Plaid’s risk management capabilities
• Partner with engineering, data science, client teams, and external stakeholders to ensure the continuous evolution of our risk solutions
• Manage another Product Manager focused on the risk space alongside yourself

• Monthly wellness stipend (gym on us)
• We offer breakfast, lunch, and dinner to keep you well-fed and healthy (when working from the office)
• From medical, life, dental and pension schemes, we’re here to support your physical, mental, and financial wellbeing
• We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids
• Every Plaid is in control of their career development with our learning stipends, tools, and trainings
• We give Plaids the freedom and flexibility to choose where they work - whether that is in a Plaid office, at home in any supported location, or a mix of both!
• Two weeks of synchronous, company-wide vacation
• We want to make sure you have time to meet your personal needs with unlimited PTO

Total funding: $1.3bn

Plaid builds infrastructure that allows a consumer to interact with their bank account on the web through a number of third-party applications, like Venmo, Robinhood, Coinbase, Acorns and LendingClub.