Principal Software Engineer, Upstart
Servicing Core Platform
$180.6-250k
+ Bonus, Equity and Employee Stock Purchase Plan
More information about location
AI lending marketplace
Job no longer available
AI lending marketplace
1001+ employees
Job no longer available
$180.6-250k
+ Bonus, Equity and Employee Stock Purchase Plan
More information about location
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 10+ years software engineering experience
- Strong technical and software engineering fundamentals including a demonstrated ability to build and own large-scale, highly available services that integrate across various parts of the business
- Ability to explain complex business and technical concepts to all audiences
- Experience leading large cross-team initiatives at companies that have gone through periods of rapid business or organizational growth
- Track record of successfully mentoring and developing technical leaders
- Experience building componentized software with event-driven architecture
Desirable
- Has defined and executed on longer term (multi-quarter +) technological visions or strategies for multi-team organizations
- Has driven initiatives of significant depth and/or breadth with demonstrated results in engineering process, technology platforms, or overall productivity of others
- Ability to identify gaps in organizational knowledge, tools, and practices and produce and execute on plans to address those gaps
- Ability to influence and lead without direct authority
- Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs
What the job involves
- Upstart’s Servicing Vertical is responsible for the lifecycle of each and every loan, ensuring an exceptional experience for every borrower
- Our Servicing Core Platform team is specifically responsible for building and maintaining a componentized, distributed Servicing Platform that connects all other functional areas within Servicing
- The team’s goal is to create a SaaS platform that is best in class among financial institutions
- As the Principal Software Engineer on the team, you will collaborate with stakeholders across Upstart’s entire business and all engineering teams, including Machine Learning, Data Engineering, Product Management, Product Design, and the other Servicing Engineering teams
- You will report directly to a Director of Engineering and will lead the Core Platform team in architecting the future of our Servicing system
- Your goal will be to autonomously identify and prioritize high impact work that will ultimately pave the way to a world class Servicing solution
- Help define the Core Platform engineering team’s long term technical roadmap, ensuring alignment with business objectives
- Guide the architectural evolution of the Servicing engineering ecosystem
- Uncover and drive alignment across complex technical requirements, designs and trade-offs, influencing product direction
- Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation
- Partner with product leaders to shape product direction and drive business impact across all Servicing products
- Lead from the front, while mentoring and developing technical leaders
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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