Senior Software Engineer, Upstart
Small Dollar Loan, Web + Mobile
$160.4-222k
+ Bonus & equity
AI lending marketplace
Job no longer available
AI lending marketplace
1001+ employees
Job no longer available
$160.4-222k
+ Bonus & equity
1001+ employees
Company mission
To enable effortless credit based on true risk.
Role
Who you are
- 5+ years of experience developing full stack web applications professionally
- 1+ years of experience developing mobile applications professionally
- Proficiency with either Kotlin, Ruby on Rails, or Python and at least one other programming language
- Proficiency with React
- Solid grasp of software development principles and best practices for creating scalable and maintainable systems
- Proven ability to effectively analyze and solve complex problems
Desirable
- Experience with React Native
- Experience with Kotlin, Ruby, AWS, UI development, and Databricks
- Experience with Next.js and Vercel
- Strong sense of ownership and accountability for the quality and timely delivery of work
- Ability to thrive both in self-directed work environments and in collaborative settings, contributing positively to team dynamics
- Demonstrated ability to take feedback well and actively incorporate it into work with a desire to continuously improve
What the job involves
- As a Senior Engineer at Upstart with mobile experience, you will build features which engage our borrowers where they are, on mobile devices and the web
- You will lead projects which align the Upstart mobile strategy with the Small Dollar Loan strategy
- You will help move the Upstart Mobile platform forward, adding more capabilities to allow all Upstart verticals to build mobile features
- This role will report directly to the Director of Engineering for Small Dollar Loans
- Build high quality mobile and web features for the Small Dollar Loans product to engage and delight our customers
- Lead projects from requirements, through design, and into the hands of our customers
- Mentor other engineers
- Collaborate with other engineers on developing northstar designs and engineering strategy
- Review code from other engineers within the team and across Upstart
Our take
Based in San Mateo, California, Upstart is piositioning itself as a leading AI lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. In a market where credit access can be limited by traditional scoring methods, Upstart aims to make lending fairer and more accessible by using technology to better understand each borrowers true potential.
Upstart builds AI and cloud-based tools that help lenders approve more borrowers at lower rates. Its models analyze thousands of variables (not just credit scores) to predict creditworthiness more accurately. And through its platform, consumers can access personal, auto, and home-equity loans, as well as smaller "relief" loans, all through a seamless digital experience.
So far, its success is reflected in its high loan automation rate (over 90% of loans are fully processed without human intervention) and the billions in loan originations it has facilitated. The company continues to refine its AI models and expand its offerings, with the goal of helping lenders serve more customers while making borrowing easier and more affordable.
Freddie
Company Specialist at Welcome to the Jungle
Insights
-16% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Apr 2019
$50m
SERIES D
Mar 2017
$32.5m
SERIES D
Total funding: $135.7m
Company benefits
- Comprehensive health plans
- 401k Plan
- Annual wellness reimbursement
- Disability insurance
- Generous vacation policy
- Flexible time off
- Parental leave
- Family forming benefits through Carrot
- Technology equipment budget
- Personal development budget
- Various clubs and extracurricular activities
- Catered lunches
- Fully stocked micro-kitchen
Company HQ
South San Mateo, San Mateo, CA
Leadership
David Girouard
(Founder & CEO)They started their career at Accenture and Booz Allen & Hamilton before working in Product Management at Apple and Virage. They left their role of 8 years as President of Enterprise at Google to found Upstart in March 2012.
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