Offers equity
Digital financial services, credit, savings and more
Job no longer available
Digital financial services, credit, savings and more
501-1000 employees
Job no longer available
Offers equity
501-1000 employees
To build a modern credit infrastructure where consumer credit is more accessible.
Desirable
Billions of people across the world can't access traditional credit, usually because they don't have a formal credit history or consistent financial records. Banks tend to rely on credit scores from bureaus, which leaves many people locked out. So Tala is focused on this group, offering small loans through a mobile app to people who would otherwise struggle to borrow money.
Tala uses an alternative approach to decide who can get a loan. Instead of relying only on credit scores, it looks at different types of data, like how customers use their phone, interact with the app, and manage money. Its technology then quickly assesses rick and can send out loans in minutes.
The company has grown to serve millions of customers across markets like Kenya, the Philippines, and Mexico, and has lent billions of dollars in total. It is also starting to offer more than just loans, including payments and money management tools. While Tala faces strong competition from companies like Brand and other digital lenders, it remains one of the better-known players trying to expand access to credit.

Kirsty
Company Specialist at Welcome to the Jungle
19% employee growth in 12 months
Oct 2021
$145m
SERIES E
Aug 2019
$110m
SERIES D
Santa Monica, CA
Shivani Siroya
(Founder & CEO)Shivani previously worked as an Analyst for Credit Suisse, UBS Financial Services, Citigroup, Janani and the United Nations Population Fund. They are also a Young Global Leader at the World Economic Forum.
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