Anti-Money Laundering / Bank Secrecy Act Officer, Stripe

• 10+ years experience in an AML role preferably within the financial services industry (payments, banking, money services businesses)
• 5+ years of experience managing a team
• In-depth knowledge of the Bank Secrecy Act, USA PATRIOT Act, OFAC regulations, and other relevant regulations
• Demonstrated experience executing complex Financial Crimes initiatives
• Proven track record of developing and rolling out large-scale compliance initiatives
• Comfort juggling numerous aspects of an AML compliance program
• Ability to work efficiently and independently in a fast-paced, high-volume environment
• Ability to work cross-functionally with internal stakeholders
• An effective and relatable “culture of compliance” mentality

Desirable

• We are looking for an experienced financial crime professional to be the AML/BSA Officer for US Merchant Acquiring at Stripe
• In this role, you will lead and be primarily responsible for managing merchant acquiring-related financial crime
• You will maintain the AML/BSA compliance program including written policies and internal controls and update the program to reflect changes in regulations and best practices
• You will work closely with the Corporate Financial Crimes and Supportability team, serving a critical role in ensuring Stripe’s continued safe growth and success
• You’ll also be involved in the strategic design and planning of Stripe’s financial crimes program as we enhance and uplevel controls and operations
• You will be the leading expert on financial crime matters for merchant acquiring-related activities including Customer Due Diligence & Enhanced Due Diligence, Transaction Monitoring, Sanctions Compliance, Training and Reporting
• Additionally, in your role as the AML/BSA Officer, you will report to the Merchant Acquiring Chief Risk and Compliance Officer
• Ensure US merchant acquiring Compliance and Financial Crimes frameworks, policies and programs and controls (e.g., KYC, Transaction Monitoring, Regulatory Reporting, Sanctions, and Risk Assessment) incorporate regulatory requirements and industry best practices
• Monitor financial crimes compliance for US merchant acquiring transactions
• Ensure that all transactions that are identified as potentially suspicious are investigated, reviewed in accordance with established procedures; and appropriate escalation and measures to mitigate Stripe’s risk exposure are taken
• Set, lead and manage the culture of risk and compliance across the team and work with Legal, Risk, Financial Crime and Compliance teams to define our risk appetite
• Serve as Anti-Money Laundering Officer for US merchant acquiring business and perform all responsibilities of said role
• Provide strategic advisory to Stripe’s business teams on expansion initiatives from a financial crimes perspective both enabling Stripe’s growth and providing advice on risk mitigation
• Serve as a thought leader for supporting and driving innovative, technology-focused compliance solutions with regulators and financial partners
• Partner with the team’s other Compliance Officers to enhance our Financial Crimes program through contributing to strategic planning, goal setting, and more
• Build and maintain Stripe’s relationship with regulators and financial partners