General Manager, Earnest

• 10+ years of demonstrated related work experience with an emphasis on product management, product development, finance, and/or general management; Consumer lending--credit card, personal loan or student lending--a plus
• 4 - 6 years of experience as a strategic critical thought leader partnering with business owners to define and translate needs into business requirements and product solutions
• 4 -6 years project management experience with leading large, complex organizational wide initiatives
• Proven success managing high-performing, cross-functional teams and business units
• Experience managing a growth P&L
• Strong people management and EQ - you can set the tone for your team; driving towards results within a positive work environment
• Data-driven decision mentality, strong analytics, and common sense
• Creative approach to solving problems
• MBA preferred
• Willingness to travel to the Oakland office 2 -3 times a week to collaborate with other Earnies

• The General Manager, Lending position will report to Head of Lending Products
• Collaborate with a cross-functional team of individuals from multiple departments - Product, Design, Engineering, Marketing, Operations, Data and Analytics, Risk, Pricing, and Capital Markets - to meet yearly goals
• Own the customer experience from Origination through Servicing
• Influence and execute a multi-year vision and strategy to grow the business, and to communicate short- and long-term product goals and profitability objectives, working closely with key stakeholders to manage product KPIs including, but not limited to, NPS, NIM, CAC, Funnel conversion
• Partner with the Affiliate/Partnerships and Marketing team to identify and close value-creating strategic partnerships and alliances that lead to growth
• Be responsible for owning P&Ls for one of the Earnest lending products and will report to Earnest's Head of Lending Products, a member of the Earnest Executive Team
• Drive growth in the business and own all aspects of the business P&L
• Develop and continuously update the overall strategy for the business
• Manage a cross-functional team to accomplish goals set during strategic planning
• Drive key product initiatives to completion

• Remote-first flexibility
• Monthly & annual remote work stipends
• Professional development & tuition reimbursement
• $1000 annual travel perk
• Robust 401K package
• No meeting Thursdays
• Annual company-wide offsites

Total funding: $127m

Earnest offers student loan refinancing and personal loan products. It looks at thousands of data points such as education, saving patterns, investments, and career trajectory to issue a unique credit score, which can prove a lifeline for students who may otherwise struggle to qualify for loan refinancing.