Finance Manager, Lloyds
Balance Sheet and Capital, CB Finance
£65.4-72.7k
+ An annual performance-related bonus and share schemes including free shares
2+ days a week in office (Bristol, Harbourside)
Retail and commercial bank
Be an early applicant
Retail and commercial bank
1001+ employees
Be an early applicant
£65.4-72.7k
+ An annual performance-related bonus and share schemes including free shares
2+ days a week in office (Bristol, Harbourside)
1001+ employees
Company mission
To support families and businesses, helping them to take the next step, whatever that may be.
Role
Who you are
- Qualified accountant (or qualified by experience)
- Experience of manipulating large volumes of data and strong Excel skills (including model building)
- Knowledge of applications such as Power BI would also be a significant advantage
- Knowledge of core Finance ledger systems
- Understanding of the CB business and organisational structure
- Credentials that demonstrate working in a time-pressured and dynamic environment with a high degree of accuracy and attention to detail
- Excellent interpersonal skills, and an ability to develop a broad network across the organisation and collaborate to achieve goals
- A genuine drive to improve, and passion for making processes simpler and more efficient
What the job involves
- Commercial Banking (CB) provides banking solutions to businesses of all sizes across the UK and internationally. With over £140bn of liabilities, £100bn of assets and £70bn RWA the CB division makes up about 1/3 of the Group’s balance sheet
- The CB Capital & Balance Sheet business partner team is fundamental in providing insight and analysis to partners across the business to support in managing CB’s capital & balance sheet positions
- Full Time, 35 hours per week
- An exciting opportunity has arisen to join the Reporting, Planning and Capital Team in Commercial Banking (CB) Finance
- CB is an integral part of LBG, offering customers a full suite of core banking products, including lending, transaction banking, working capital management and financial markets. It also supports two of the five business units: Business & Commercial Banking and Corporate & Institutional Banking
- CB Finance plays a key role providing analysis, insight and reporting on current business performance. We have c.200 finance colleagues spread across 3 main hubs in London, Edinburgh and Bristol, with a smaller number of colleagues in international offices. We operate as both a control function and partner to the business
- You'll primarily be focused on providing insight, control and partnering on the Balance Sheet and Capital position for the Division. The team operate under a fluid structure, allowing you to build an expert knowledge of balance sheet, capital and funding drivers
- Working closely with stakeholders across Finance, the business and Group Corporate Treasury (GCT,) the purpose of the team is to understand, analyse and explain the Commercial Banking balance sheet & Capital positions
- Understanding and explaining the drivers of movements across the full balance sheet on a monthly basis
- Working closely with Group Finance and Group Corporate Treasury to understand the various drivers of RWAs and capital
- Production and presentation of flash, forecast and budget financials for RWA, EEL, LAB and Leverage for both Business Commercial Banking and Corporate & Institutional Banking businesses
- Day to day you’ll:
- Own production and analysis of monthly MI, continually challenging yourself to improve content of packs. Including presentation of outputs to senior stakeholders across GCT, finance and the business
- Use initiative to problem solve where queries come into the team presenting often complex outputs appropriate to the audience
- Take ownership of processes operated within the team and make recommendations for improvements and efficiencies
- Lead on modelling through quarterly forecasting rounds and ad hoc LV analysis ensuring that projections are in line with business strategy
Application process
- End Date: November 28, 2025
Our take
Lloyds Bank, part of Lloyds Banking Group, began operations back in 1765 and is nowadays one of the UK’s leading retail and commercial banks. As with many leading banks, the company has dealt with its share of controversy – including for its handling of PPI complaints in 2015, and the 2009 European Commission ruling that forced it to part ways with TSB – but it has nonetheless stood the test of time and worked to build back its public reputation in the wake of these setbacks.
Of the company’s 26 million customers, over 18 million of them are online, making it the largest UK digital bank. As part of its ongoing digital transformation, the company is seeking to put the cloud at the front of its services and systems, and has cited intentions to invest heavily in overhauling its current technology infrastructure. All this seeks to serve the modern banking customer, and to compete with the fast-increasing number of alternative banking options appearing on the market.
Recently, Lloyds Bank has shown great interest in facilitating innovation in the industry, joining as a partner on FinTech Action Labs (a FinTech accelerator programme) to bring its industry expertise to early-stage FinTechs. As well as investment in digital transformation and AI, the company is enhancing its wealth product and corporate banking offerings, as well as expanding its partnerships with digital banking companies.
Steph
Company Specialist at Welcome to the Jungle
Insights
-1% employee growth in 12 months
Company
Company benefits
- Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
- A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
- A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
- Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
- Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
- Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
- Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
- Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
- Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.
Company HQ
City of London, London, UK
Leadership
Charlie Nunn
(Group Chief Executive, not founder)Spent nine years at HSBC, including as Group Head of Wealth Management and Digital, and as CEO of Wealth and Personal Banking.
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