Staff Backend Software Engineer, SoFi
Operations
$153.6-264k
+ Eligible for a bonus
Mobile & online personal finance services
Be an early applicant
Mobile & online personal finance services
1001+ employees
Be an early applicant
$153.6-264k
+ Eligible for a bonus
1001+ employees
Company mission
To help people reach financial independence to realize their ambitions.
Role
Who you are
- Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
- 8+ years programming experience, ideally on a modern stack
- Our core stack is React / Java / Kotlin / Spring / PostgreSQL / AWS bedrock, but you don't have to be an expert in any of these. 6+ years Java or Kotlin programming experience and an understanding of relational databases and ORMs suffices
- Willingness to roll up your sleeves, collaborate with others and get stuff done
- Strong sense of responsibility; driving a project from inception to completion
- Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
- Experience working in a collaborative coding environment (and git specifically), refining designs together, working through code reviews and managing pull requests
- Mentor junior developers
- Understanding of operational excellence and its importance. Has experience in various monitoring tools such as DataDog
- Expert programming skills with solid fundamentals
- Understanding of AI terminology is a plus
What the job involves
- We are seeking a Staff Software Engineer to join our team in building next-generation applications that empower our front-line and back-office agents to better support our members
- With rapid advancements in AI, we are integrating automation and intelligent assistance into agent-facing tools—improving workflows, reducing friction, and elevating the member experience
- As a Staff Software Engineer, you will play a critical role in designing, developing, and deploying these next-generation applications
- You’ll work across the stack with a strong emphasis on back-end development
- You will design and deliver reliable, scalable, and high-performance back-end services and APIs, while occasionally contributing to front-end integrations
- You’ll collaborate closely with Product, Design, and Engineering partners to bring ideas from concept through production, ensuring solutions are secure, maintainable, and impactful
- You’ll also mentor junior engineers and help grow a culture of technical excellence
- On our team, you will be in the middle of it all – implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer
- The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker
- At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution
- At SoFi, you’ll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals
- We aim to be at the center of our members’ financial lives, and to help every member get their money right
- We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance
- Next we expanded our products and services across loans, wealth management, and insurance
- SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent
- And that starts with you
- Build and maintain modern applications with Java/Kotlin, Spring, relational DBs, Kafka, React, JavaScript/TypeScript, and reusable component libraries
- Participate in architecture discussions, code reviews, and system design to drive high-quality solutions
- Deliver highly available and scalable services in a production environment
- Apply operational excellence best practices: monitoring, alerting, troubleshooting, and ensuring system reliability
- Experiment with AI-driven features (e.g., context-aware responses, intelligent data retrieval)
- Mentor other engineers, support the technical culture, and help grow the team
- Generate ideas for new initiatives and technologies
- Communicate with project leads, product managers and other software developers
Our take
SoFi started by offering ways for students to secure better financial terms on their loans, and now offers a huge range of personal finance products, including bank accounts, loans, mortgages, investment advice, and investment opportunities. Many customers find they have to go to multiple financial service providers to meet all their finance needs, but SoFi overcomes this issue by putting it all in one place.
Its goal, to cover all the financial bases, sets them apart from many of the traditional banks and even some of their digital competitors, such as Avant, which has chosen to focus on providing credit alternatives. Although it is operating in a competitive market with a lot of big players such as Monzo, Revolut, and Starling, the company has managed to raise huge amounts of funding to support its rapid expansion.
SoFi has focussed on global expansion, moving outside the US, and has made a series of acquisitions to support this - including a Hong Kong-based investment app called 8 Securities. After going public on the New York Stock Exchange via a SPAC merger in June 2021, the company has continued to evolve and release more mission-oriented services into its roster, and strengthened its lending capabilities through a $350 million post-IPO loan. To date, the company has sold over $15 billion in personal loan collateral and continues to strengthen its offering.
Kirsty
Company Specialist at Welcome to the Jungle
Insights
7% employee growth in 12 months
Company
Funding (last 2 of 9 rounds)
Jan 2021
$369.9m
LATE VC
May 2019
$500m
GROWTH EQUITY VC
Total funding: $2.7bn
Company benefits
- Comprehensive health, vision, dental, life insurance, and disability benefits
- Generous vacation and holidays
- Paid parental leave for eligible employees
- 401(k) and education on retirement planning
- Tuition reimbursement on approved programs, up to $5,250 per year
- Monthly contribution up to $200 to help you pay off your student loans
- Great health & well-being benefits including: telehealth parental support, subsidized gym program
- Flexible time off
- Fertility and family planning options
- Free financial classes
Company HQ
The East Cut, San Francisco, CA
Leadership
Anthony Noto
(CEO)Graduated from the U.S. Military Academy after being a telecommunications officer and captain in the U.S. Army. Has worked as Head of Gobal Telecommunications, Media and Technology at Goldman Sachs, been the COO of Twitter, and also the CFO of the National Football League.
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